So I'm looking at purchasing a gemstone from an IG seller and they have asked for me to use Transferwise as it has lower fees and better exchange rates. They also have an Etsy account and have good reviews but I'm nervous about what buyer protection I would have if I use this method.
They did say I can pay via PayPal or through etsy but they would charge between 5-10% more to cover the fees. Since there is an option to pay via debit card through Transferwise, I'm wondering if I would be able to access a chargeback through the debit card if I end up having a dispute with the seller. Has anyone used Transferwise for buying overseas and successfully accessed a chargeback through their debit card when having a dispute with a seller? Thanks!
They did say I can pay via PayPal or through etsy but they would charge between 5-10% more to cover the fees. Since there is an option to pay via debit card through Transferwise, I'm wondering if I would be able to access a chargeback through the debit card if I end up having a dispute with the seller. Has anyone used Transferwise for buying overseas and successfully accessed a chargeback through their debit card when having a dispute with a seller? Thanks!