Just wanted to let everyone know that not all insurance saleman that sell Chubb insurance are created equal. My first attempt to find a Chubb salesman was a local place that said they wouldn't sell me Chubb Valuable Article insurance unless I had other types of insurance purchased from them.
I was a little surprised and asked her how come the Chubb website states that Valuable Article insurance can be purchased from Chubb without having any other Chubb insurance? She gave me some crap line about local service and wanting to keep your business then inquired about whether I wanted to purchase auto/renters insurance from their company so I could purchase the Chubb insurance.
I said I might be interested in renters insurance and then heard a nice little sales pitch on it. She then told me i should purchase the renters insurance with a wrapper for the engagement ring. I told her I wasn't interested in having my 1.01 G VS1 Superbcert replaced "in kind" by whomever would offer the cheapest 1 carat G diamond to the insurer. She then told me a local jeweler that I had visited does all the replacements. I had checked his stones before I decided to buy online. I paid under seven for my subercert, the closest thing he had in quality was a stone for nine, it was a one carat F, but nowhere near the cut of the stone that I had bought. I decided to make an appointment to see the salesman on friday, but in the meantime I thought I'd look for other Chubb agents.
I called the next Chubb agent that is about fifty miles away in another city. They sell Chubb insurance and had to double check whether or not they would insure the ring since I only wanted insurance for seventy-five hundred dollars. I waited about five minutes for her to check with the underwriter and was told it was no problem. I don't even even need an appraisal, I just need to send the appropriate paper work and I'll be insured by Wednesday. Big difference in attitude at the second agent too, I didn't have to hear any sales pitches for other insurance products I don't want.
Pictures and a buying experience post to follow soon.
Should I "remember" to cancel my friday appointment with the first Chubb agent?
Josh
-forgive the spelling/grammar, I am a product of poor educational system
I was a little surprised and asked her how come the Chubb website states that Valuable Article insurance can be purchased from Chubb without having any other Chubb insurance? She gave me some crap line about local service and wanting to keep your business then inquired about whether I wanted to purchase auto/renters insurance from their company so I could purchase the Chubb insurance.
I said I might be interested in renters insurance and then heard a nice little sales pitch on it. She then told me i should purchase the renters insurance with a wrapper for the engagement ring. I told her I wasn't interested in having my 1.01 G VS1 Superbcert replaced "in kind" by whomever would offer the cheapest 1 carat G diamond to the insurer. She then told me a local jeweler that I had visited does all the replacements. I had checked his stones before I decided to buy online. I paid under seven for my subercert, the closest thing he had in quality was a stone for nine, it was a one carat F, but nowhere near the cut of the stone that I had bought. I decided to make an appointment to see the salesman on friday, but in the meantime I thought I'd look for other Chubb agents.
I called the next Chubb agent that is about fifty miles away in another city. They sell Chubb insurance and had to double check whether or not they would insure the ring since I only wanted insurance for seventy-five hundred dollars. I waited about five minutes for her to check with the underwriter and was told it was no problem. I don't even even need an appraisal, I just need to send the appropriate paper work and I'll be insured by Wednesday. Big difference in attitude at the second agent too, I didn't have to hear any sales pitches for other insurance products I don't want.
Pictures and a buying experience post to follow soon.
Should I "remember" to cancel my friday appointment with the first Chubb agent?
Josh
-forgive the spelling/grammar, I am a product of poor educational system