I apologize for the long post, but this has been bothering me since getting engaged on Friday night....
I''ve been lurking on pricescope for months now, since my now fiancee began shopping for rings. I''ve been doing research on my own, and trying to educate him as well, but he already had his mind set on getting my ring from a jeweler he knew through a family connection. As a result, he didn''t do much research on his own and relied solely upon the knowledge of the jeweler and what he said.
We just got engaged on Friday night, and at the time, the ring was absolutely perfect! Very sparkly! I hadn''t yet seen it in daylight or examined it up close. The ring came with an EGL-USA certificate: 1.52 carats, F color, SI2 clarity, and rated by them as "Ideal Plus."
The next morning, I was so excited to look at my ring that I opened the blinds and began examining it more closely. I was startled to see two pinpoint black inclusions (right next to each other) and what appears to be a small scratch on the surface. At first I thought it was dirt and tried to clean it off, but upon looking at the diamond thru the side, I could see they were within the diamond, and, obviously visible also thru the side. I was very upset that these inclusions (black, no less) were visible to the naked eye upon looking at the top of the diamond from within 7-8 inches, and from the top of the diamond. If I could see it, I feel others could as well.
I immediately got an appointment with an independent appraiser and learned that what is being said about the GIA vs. EGL ratings is true. The diamond is in fact a G-H, I1 versus an F, SI2. Also, it''s not Ideal cut (though the appraiser said this differs among labs), but that the polish is "good" and symmetry is "very good." Now, all of this wouldn''t matter to me if I couldn''t see the black inclusions simply by looking at the diamond from the top more closely. For example, if it is an I1 but I couldn''t (or anyone else for that matter) see the inclusions from the top of the diamond, I''d be fine with it. Or, if the inclusions could be hidden by rotating the diamond so it''s under a prong. However, I think it might be located a hair too close to the table to be hidden under a prong (4-prong setting), which the appraiser agreed with. Ultimately, the diamond was appraised for $7200.
My fiancee says he paid $11,000 for it - EGL appraised it (and ultimately the seller appraised it - or simply took EGL at their word) at $17,860.00.
Obviously, he grossly overpaid for this stone. He trusted the jeweler so much and didn''t do much research on his own (points I didn''t throw in his face, of course), and obviously didn''t inspect the stone closely enough, so he didn''t see the inclusions. I brought it up to him and he''s upset that I want to exchange the stone he bought for me and looked/worked so hard for. He agrees about trying to get some of his money back, but is hurt that I want to change out the stone. My concern is that I can see the inclusions, and fear others will be able to see them, too. Looking at the diamond, it''s beautiful - very sparkly and, b/c I have petite hands, looks big on my hand - sure to draw attention. But when you bring it up closer, you can see the black dots and the small scratch/feather to the left of the table.
He is fairly resistant to talk to the jeweler about anything other than rotating the diamond to try & hide the inclusions and trying to get some of his money back since it was appraised at $10,660 less than what EGL/the seller appraised it at and because he paid $3800 more than what its value is ($7200).
What actions should we take with the jeweler - who is a family connection - who also seems to have been simply going by what the EGL cert said? What''s the proper course of action here? My fiancee isn''t sure of the refund/exchange policy...
Please advise...I''m worried...
I''ve been lurking on pricescope for months now, since my now fiancee began shopping for rings. I''ve been doing research on my own, and trying to educate him as well, but he already had his mind set on getting my ring from a jeweler he knew through a family connection. As a result, he didn''t do much research on his own and relied solely upon the knowledge of the jeweler and what he said.
We just got engaged on Friday night, and at the time, the ring was absolutely perfect! Very sparkly! I hadn''t yet seen it in daylight or examined it up close. The ring came with an EGL-USA certificate: 1.52 carats, F color, SI2 clarity, and rated by them as "Ideal Plus."
The next morning, I was so excited to look at my ring that I opened the blinds and began examining it more closely. I was startled to see two pinpoint black inclusions (right next to each other) and what appears to be a small scratch on the surface. At first I thought it was dirt and tried to clean it off, but upon looking at the diamond thru the side, I could see they were within the diamond, and, obviously visible also thru the side. I was very upset that these inclusions (black, no less) were visible to the naked eye upon looking at the top of the diamond from within 7-8 inches, and from the top of the diamond. If I could see it, I feel others could as well.
I immediately got an appointment with an independent appraiser and learned that what is being said about the GIA vs. EGL ratings is true. The diamond is in fact a G-H, I1 versus an F, SI2. Also, it''s not Ideal cut (though the appraiser said this differs among labs), but that the polish is "good" and symmetry is "very good." Now, all of this wouldn''t matter to me if I couldn''t see the black inclusions simply by looking at the diamond from the top more closely. For example, if it is an I1 but I couldn''t (or anyone else for that matter) see the inclusions from the top of the diamond, I''d be fine with it. Or, if the inclusions could be hidden by rotating the diamond so it''s under a prong. However, I think it might be located a hair too close to the table to be hidden under a prong (4-prong setting), which the appraiser agreed with. Ultimately, the diamond was appraised for $7200.
My fiancee says he paid $11,000 for it - EGL appraised it (and ultimately the seller appraised it - or simply took EGL at their word) at $17,860.00.
Obviously, he grossly overpaid for this stone. He trusted the jeweler so much and didn''t do much research on his own (points I didn''t throw in his face, of course), and obviously didn''t inspect the stone closely enough, so he didn''t see the inclusions. I brought it up to him and he''s upset that I want to exchange the stone he bought for me and looked/worked so hard for. He agrees about trying to get some of his money back, but is hurt that I want to change out the stone. My concern is that I can see the inclusions, and fear others will be able to see them, too. Looking at the diamond, it''s beautiful - very sparkly and, b/c I have petite hands, looks big on my hand - sure to draw attention. But when you bring it up closer, you can see the black dots and the small scratch/feather to the left of the table.
He is fairly resistant to talk to the jeweler about anything other than rotating the diamond to try & hide the inclusions and trying to get some of his money back since it was appraised at $10,660 less than what EGL/the seller appraised it at and because he paid $3800 more than what its value is ($7200).
What actions should we take with the jeweler - who is a family connection - who also seems to have been simply going by what the EGL cert said? What''s the proper course of action here? My fiancee isn''t sure of the refund/exchange policy...
Please advise...I''m worried...