Help finding a diamond from BlueNile

[Niel]

I don't like the numbers on that one.

Honestly I'd get past waiting for a picture. Order the first one with the understanding if you didn't like it it can be returned.

I dont think you'll need to return it.

 

[Niel]

Hi blue.

I paid $17K USD ($20.7K after tax), blue nile appraisal was $28K. For all diamond purchased with a setting with blue nile, they appraise it for you. This is for insurance cover in the event that you lose the ring. From what I have been told the appraisal is set at a higher amount compared to the diamond to ensure that you get the exact diamond with the same specifications if you need a replacement.

You can ask the vault manager if they can inspect the diamond for you and see if it is eye clean etc, and they may be able to answer some of your other questions.

That's great to know ! Thx for the info!!!

Bad information.

That piece is NOT worth what BN appraised it for. It's an inflated appraisal. DO NOT INSURE FOR THAT AMOUNT.

The item is worth WHAT YOU PAID FOR IT. BN is a retailer.

Do a search on here for inflated appraisals and you'll learn more.

Yes typically an insurance company will pay UP TO the limit you insure for, but will pay the amount it takes to replace your ring with like kind and quality.

Meaning you can insure it for a million dollars if you've got the docs to back it up, but they will pay out the lowest amount to replace your stone. And you won't get a million dollars.

Plus I think places like jewelry mutual already have inflation guard. Meaning they adjust the limits on your jewelry each year with diamond prices.

 

[1820blue]

I don't like the numbers on that one.

Honestly I'd get past waiting for a picture. Order the first one with the understanding if you didn't like it it can be returned.

I dont think you'll need to return it.

I think you might be right Niel - think im just going to go for it

 

[mrs-b]

1820blue -

I have to say, I get tired of defending Blue Nile on this site. But when I see a company referred to as 'Blue joke', I don't feel like I can do anything other than speak up.

For your customer service, did you speak to Rachel? Amber? Cristelle? Nicolette? All those women are excellent at customer service. If in doubt, speak to Rachel - she's a supervisor at BN, and will definitely take care of you. If you tell her that you were asked why you'd want a photo, I'm sure she'll be having a word with whichever rep said those words.

The 1.2ct stone you like has excellent specs. I'm not sure why you're worried about clarity in a VS1 stone, but I think you can assume you'll be a-ok. Be aware, the 'vault' BN refers to is a virtual vault. Their stones are scattered all around the world, and BN doesn't own any of them except for the Sig Cuts. So pressuring whoever holds the stone for a photo is not as easy on some occasions as on others. I regularly request photos, but sometimes I have to push, and sometimes - though rarely - I don't get one at all.

I have done an enormous amount of business with Blue Nile. I have returned one diamond over the last 9 years due to dissatisfaction. But this is one out of dozens and dozens. I've referred a bunch of people, also - all of whom have been happy.

Just to be clear - Good Old Gold is in fact my favorite diamond vendor. Along with them is Brian Gavin Diamonds. And when I can afford it - I buy my diamonds from them. But I can't always afford it - and neither can a lot of people. So most of the time, when just buying diamonds (as opposed to settings), I go with BN. It's not a case of being too good to be true - as you mentioned in a previous post. It's because they are a drop shipper with no store front. They've found a cheap way to sell diamonds, and although some services are lacking, it seems to me that they do their very best to keep the buyer as safe as possible.

I really think you should proceed with your stone - it looks like a good one.

I'm attaching a photo of the first 2 handfuls of BN paperwork envelopes I could grab - all of diamonds I have bought from BN. I have a great deal more of these, but this should be enough to give you some idea of my range of experience with this company. To reiterate - they are NOT a perfect company. Nor are they the optimum source for diamond info. But they will, in my opinion, give you the most bang for your buck. And to most of us, that's worth a lot.