- Feb 22, 2009
I have a loose stone right now. Do I insure it before I have it set or after? I''ve already had it appraised, is that enough? I''ve read a lot of horror stories about stones being damaged during setting, but when I''ve spoken to jewelers about having my stone insured before having it set, they look at me like I''m crazy. Is it overkill to have it insured before setting?