Setting guarantee

[mrfourpointo]

I am going to buy my diamond from one of the PS vendors, but I have found a local B&M with a setting I like at a great price. They will guarantee the setting however they will not guarantee the stone, i.e. if it falls out. Questions:

Is this normal?
Wouldn''t it be their fault if the stone fell out due to a broken prong etc.?
Am I protected if they damage the stone while mounting it?
Does this all even matter if the ring is covered by our insuurance?

 

[belle]

hey mr.fourpointo,
some of your questions may be answered here

 

[laney]

Hi,

Yes, that is normal.

You should get your ring insured by your own policy to guard against anything happening. You can do this on your homeowners or renters insurance - or get a stand alone policy to cover the jewelery.

If you damage the stone, or the ring for that matter, I''m not sure it''s always the jewelers fault. I just did this myself. I was grocery shopping and broke my STONE. That was my fault.. of course, how would the jeweler be responsible for a car door and a grocery cart.

However - I was covered by my insurance policy and will be able to replace everything. So, I think what you are looking for is an insurance policy, not trying to get the jeweler to cover something that he didn''t sell you.