I am new to this website but I have been reading the forums for a couple of months now and I think I have overreasearched and now I am totally confused as to what I want and what I can actually buy. My boyfriend and I have been dating for 8 years now and we live together and we have decided to get married next year. He has asked me to choose the ring I want. So I have been doing a lot of research and I am totally confused. I need someone with experience to bring me back to reality and tell me what to do. We both do not believe in overspending on a piece of jewelry for a number of reasons, we are saving for a house, and I do not want to risk losing an expensive ring which has happened to people I know, etc. So we have decided that our budget will be around 5000. I have tried some rings and I definitely seem to like rounder cuts, I would love something in the 1.5 ct range with little diamonds all around the band (as much sparkle as possible However, it seems that it will be hard to find something that big within our budget. Please let me know if you disagree. I am willing to go lower in the cts but I would like a really unique setting, something similar to the "exceptional rings" they have on the Cartier website. I will not be wearing a wedding band on the same finger so I would like to have a more unique setting.
Based on my research here is what I found:
1. It seems I can get a bigger cushion or oval for the same price as a smaller round one - do rounds generally look bigger than oval and cushion. I have been looking at round rings sooo much that I cant imagine having an oval or a cushion one instead. If anyone can suggest a unique oval or cushion setting, that would be great
2. It looks like most people nowadays are shopping on-line. My problem is that I am not an expert on dimensions and I don''t want to end up getting something that will not fit into a setting that I choose.
3. Should I be looking to buy the diamond separately from the setting or will I get a better deal on a preset ring, i am thinking maybe vendors want to get rid of inventory s they would be more willing to lower the price??
4. Is it worth looking for an estate ring instead, are they generally cheaper than new ones.
Any input will be greatly appreciated. My boyfriend wants us to go to the NY diamond district this weekend and I am super nervous he will think I am too material or snobby for overanalyzing this so much.