Hi -
I've been in the market for an engagement ring and thought I'd done some good research in educating myself about the 4 c's, looking up prices on Blue Nile and James Allen, and shopping around with my girlfriend to determine what she likes.
Between starting the buying process and reading through this forum, I've discovered there is a lot more to buying a diamond ring than that, and there is a lot more than just the 4 c's to worry about!
Here's what I know - it's important to go with a marquis cut or possibly a pear cut. I'm looking around 2 carats or maybe a little more. I'm prepared to pay for quality but not for bragging rights (if the diamond is the right size and beautiful, neither I nor my girlfriend care if it's an SI1 or a VS2). It's about the sparkle and fire.
Here's what I'm struggling with -
I went to a retail chain store (smaller than Zales or Tiffany's, but still a semi-local chain). Obviously they are trying to compete against online retailers. They tried to sell themselves on two points. First, when you buy at an online retailer at a cheaper price, you're going to get a more lifeless stone. They (the store/chain) "hand-pick" their diamonds for fire and brilliance. From what I've seen on this forum, there are certain things you can look at (besides just the 4c's) that give you a sense of how brilliant/fiery it will be. I just don't know what they are or how to evaluate.
Second, the retailer wants to sell based on the warranty. If the diamond falls out, or chips, or whatever, you can bring the setting back for a full replacement at 110% of the purchase price. This is my worry - marquis and pear cuts have those points that might be prone to chipping or even falling out as a result. If this happens to my (future) wife, she just lost a small car off of her finger. If the retail stores really honor such warranties, that's a huge plus over buying whole sale online.
My question is how seriously I should be taking these points (suggested by the retailer) vs. just buying online at substantial savings. Online I see 2 carat diamonds that are SI1 in the G color range (very good or ideal cut) around $15-$19k. I see some larger stones around 2.25-2.5 carats with similar properties under $25k. But at the jeweler, the cheapest 2 carat they are offering me is G color SI1 for a bit over $21k.
In other words, online does appear to have substantial savings (meaning I can get a better diamond within budget, all else equal). But do I need to be worried about the two things the retail store is telling me I should be worried about? How do I go about telling apart two diamonds at James Allen with similar 4c's but a price difference of 3-4 thousand dollars? How do I make sure I don't end up getting a "lifeless" diamond since I am buying sight unseen online? And how much should I worry about buying online and not having the warranty that the retail store offers, given the cuts I am looking at?
Finally, from this forum it appears when you buy from James Allen you can have them "review" any diamond. How much do I trust this? I'm asking the person selling something to me sight unseen to tell me if it's any good or not. Does this process really work?
Thanks everyone!
JT
I've been in the market for an engagement ring and thought I'd done some good research in educating myself about the 4 c's, looking up prices on Blue Nile and James Allen, and shopping around with my girlfriend to determine what she likes.
Between starting the buying process and reading through this forum, I've discovered there is a lot more to buying a diamond ring than that, and there is a lot more than just the 4 c's to worry about!
Here's what I know - it's important to go with a marquis cut or possibly a pear cut. I'm looking around 2 carats or maybe a little more. I'm prepared to pay for quality but not for bragging rights (if the diamond is the right size and beautiful, neither I nor my girlfriend care if it's an SI1 or a VS2). It's about the sparkle and fire.
Here's what I'm struggling with -
I went to a retail chain store (smaller than Zales or Tiffany's, but still a semi-local chain). Obviously they are trying to compete against online retailers. They tried to sell themselves on two points. First, when you buy at an online retailer at a cheaper price, you're going to get a more lifeless stone. They (the store/chain) "hand-pick" their diamonds for fire and brilliance. From what I've seen on this forum, there are certain things you can look at (besides just the 4c's) that give you a sense of how brilliant/fiery it will be. I just don't know what they are or how to evaluate.
Second, the retailer wants to sell based on the warranty. If the diamond falls out, or chips, or whatever, you can bring the setting back for a full replacement at 110% of the purchase price. This is my worry - marquis and pear cuts have those points that might be prone to chipping or even falling out as a result. If this happens to my (future) wife, she just lost a small car off of her finger. If the retail stores really honor such warranties, that's a huge plus over buying whole sale online.
My question is how seriously I should be taking these points (suggested by the retailer) vs. just buying online at substantial savings. Online I see 2 carat diamonds that are SI1 in the G color range (very good or ideal cut) around $15-$19k. I see some larger stones around 2.25-2.5 carats with similar properties under $25k. But at the jeweler, the cheapest 2 carat they are offering me is G color SI1 for a bit over $21k.
In other words, online does appear to have substantial savings (meaning I can get a better diamond within budget, all else equal). But do I need to be worried about the two things the retail store is telling me I should be worried about? How do I go about telling apart two diamonds at James Allen with similar 4c's but a price difference of 3-4 thousand dollars? How do I make sure I don't end up getting a "lifeless" diamond since I am buying sight unseen online? And how much should I worry about buying online and not having the warranty that the retail store offers, given the cuts I am looking at?
Finally, from this forum it appears when you buy from James Allen you can have them "review" any diamond. How much do I trust this? I'm asking the person selling something to me sight unseen to tell me if it's any good or not. Does this process really work?
Thanks everyone!
JT
Last edited: