Hi, I'll try to be really succinct with my background:
I am recently engaged. My fiance purchased a loose diamond from a diamond broker out of state, as a family member had purchased from this broker previously. There was no certification, the broker explained it was because the stone was new in his inventory and he had planned to sell it to a jeweler. Our receipt gives the following stats: RB, 1.89c, I, SI1.
The stone came in a white gold solitaire setting. I just ordered a custom setting from a local jeweler in Los Angeles whom an acquaintance has had a many year relationship with. It seemed easier than having to work with someone in another state and place our diamond in the mail or fly to deliver it. Now looking at stories of diamond swapping I am freaking out a little although from reading PS posts it seems this quite rare. I don't have any diagram of the inclusions or any other way to uniquely identify my diamond. The jeweler looked at the diamond with her loupe and said it looked "clean" so if I got a loupe I don't know if I'd be able to see anything.
It seems that to pay to get the stone certified is a moot point since we've already purchased it and have no plans to upgrade or sell it. How do I protect myself and get peace of mind that my diamond does not get swapped when I take it in for the new setting? I don't have any insurance on it. Do I go get an independent appraisal now and then take it back to the appraiser after the setting to confirm? Honestly I am pretty confused at this point.
Thank you for your input!
I am recently engaged. My fiance purchased a loose diamond from a diamond broker out of state, as a family member had purchased from this broker previously. There was no certification, the broker explained it was because the stone was new in his inventory and he had planned to sell it to a jeweler. Our receipt gives the following stats: RB, 1.89c, I, SI1.
The stone came in a white gold solitaire setting. I just ordered a custom setting from a local jeweler in Los Angeles whom an acquaintance has had a many year relationship with. It seemed easier than having to work with someone in another state and place our diamond in the mail or fly to deliver it. Now looking at stories of diamond swapping I am freaking out a little although from reading PS posts it seems this quite rare. I don't have any diagram of the inclusions or any other way to uniquely identify my diamond. The jeweler looked at the diamond with her loupe and said it looked "clean" so if I got a loupe I don't know if I'd be able to see anything.
It seems that to pay to get the stone certified is a moot point since we've already purchased it and have no plans to upgrade or sell it. How do I protect myself and get peace of mind that my diamond does not get swapped when I take it in for the new setting? I don't have any insurance on it. Do I go get an independent appraisal now and then take it back to the appraiser after the setting to confirm? Honestly I am pretty confused at this point.
Thank you for your input!