I'm a little tired so I'm not sure exactly how to phrase this. I always hear silver isn't very durable, but I've never heard why. I know it's supposed to scratch easily, and it tarnishes, but they don't seem like a big deal. So clearly I'm missing something. When silver is scratched, does it wear away like gold? Also, the reason I ask this, is there's two rings I'm looking to get, I could get them in silver or palladium (or possibly 10k white gold I guess) and I'd like them to be durable enough for every day wear, but I'm not fully sure if palladium will be in the budget, so I'd like cheaper options if possible. I keep hearing how gold wears away, so I feel like 10k gold wear away too. And I know platinum and palladium don't, so my choice would be palladium if it wasn't for finances. But no matter how hard I look, I can't find out whether or not silver wears away, I can't find any answers as to what it's durability issues are, or why they exist. Does anyone have any answers?