Please Help Decide

[RileyNY]

I want either a

1.5 carat F radiant or cushion cut VS1 or VS2

Or

2 carat G-H radiant or cushion VS2 or Si1


The problem is with 2 carat I need layaway for 1 1/2 years or 2 years. Is there such a layaway plan for 2 years?

 

[Haven]

Riley--I don't know anything about layaway, but I'm curious about the "Trade Person" banner in your posts--are you really a trade person? If so, may I ask what you do? You do not have your company or real name in your profile, which is a policy for trade people on PS.

 

[Amys Bling]

Riley--I don't know anything about layaway, but I'm curious about the "Trade Person" banner in your posts--are you really a trade person? If so, may I ask what you do? You do not have your company or real name in your profile, which is a policy for trade people on PS.

that may be a ps error, as many other times I have seen posters say, "I don't know why my profile says trade person"...


as for the stone question- I am not familiar with layaway- but I am against going into debt for an engagment ring. Do what is manageable for you financially. If you can only afford a 1.5 right now, but would like to get a 2 ct. go with a company.jeweler that has a good trade up policy so that an upgrade is manageable in the future.

 

[RileyNY]

Ohh no I am not a trade person...I do not know how I got that banner?

 

[Haven]

Thanks, Amys Bling, that's what I thought might be happening but I didn't want to make any assumptions.

I agree with you about avoiding debt for jewelry pieces. I wonder if you could find a short-term loan with a 0% interest rate or something, Riley. When I had my porcelain veneers done (on my teeth) my dentist offered me a 1 year 0% interest loan to cover the cost. We just paid for it in cash, but the option seems to be available.

 

[Haven]

Ohh no I am not a trade person...I do not know how I got that banner?

Maybe somebody's trying to tell you something . . . this might be your calling to join the jewelry trade!

 

[RileyNY]

^ LOL

Does a 1 1/2 layaway plan exist? I only seen ones for 3, 6, and 9 months.

Also when you walk into a store to buy a diamond ring do they do background checks on you to see if you can actually afford it or not?

 

[redundant]

^ LOL

Does a 1 1/2 layaway plan exist? I only seen ones for 3, 6, and 9 months.

Also when you walk into a store to buy a diamond ring do they do background checks on you to see if you can actually afford it or not?

I think most diamond resellers offer a GE line of credit which maxes out at $10,000 I believe. Alternatively you can try and apply for a new credit card with a 0% rate over a year, but being in that much debt is kind of a bummer.