BF and I have found a diamond we like on Bluenile. We''ve found a setting from an independent jeweler who said he will apprasie the diamond for us for $65 and will provide a free apprasial after the stone is set. He''s also willing to set the stone we get online. He''s a certified GIA gemologist who has been doing this for awhile. Another jeweler we talked to said he''d be wary of a jeweler who will set a loose stone in one of their own settings when the stone has not been purchased from them. Should we try the first jeweler or go for an independent apprasier?