Are you referring to the 1.3 F from? TBH, without an IS, it's too big a risk for me. I've had a GIA 3x stone with similar specs and this opinion is through my lens and personal experience. I would not buy this one because I think it will be leaky due to the depth. And again, from my personal experience, I could see the leakiness and it bothered me a whole lot. I will admit this took time. It took 9-12 months of wearing it that I noticed it.
If you have to go with , I would rather try my luck with this one, and order it for real life viewing and see if the inclusions bother you.
Actually, to answer your question, "would this be considered a nice diamond at $9800?" The answer is yes, it's nice. It's not GREAT, but it's probably nice. And to be fair, also you are asking people on Pricescope, and we demand a lot from a diamond, generally speaking. So if you're truly just wanting nice, I think it's fine. Can you do better for your budget, assuming we are talking more sparkly, more visually lively and beautiful? Yes, you can do better. Depends on whether you can get over the G and SI1 hang up (I noticed that everything you are choosing is F and VS2 or better.) I know. I've been that newbie. So the great thing with is that you can slowly move up over time. Less $$$$ impact at the time of upgrade.
You're certainly right about being hung up on SI1! I went back and forth with reps on several SI1s and they were usually either not eye clean or milky, so I'm hesitant based on that experience. Color isn't as much of an issue, but would like it to be G+.
I actually found a very nice diamond that is slightly over budget but checks every box and scores a 1.4 on the HCA tool. The only thing that seems out of place is that it has a "very small" culet. Is that something to be worried about? The rep mentioned the light leakage is negligible in that scenario.
I also found this on and it seems really nice on paper, but theres no images https://www.whiteflash.com/loose-diamonds/round-cut-loose-diamond-4368877.htm