The setting is one my gf picked out at a local jewelry store and really wants. I was able to find the setting and wedding band on http://www.diamondsvip.com/item.asp?itemid=88 The matching wedding band is on that same site pictured below. She wants 2 bands to have one on each side of the ring. While I may still purchase the rings localy, I don't feel they are being very competetive for a diamond. Im still in college so I can't afford a lot but I want to make sure I get the most for my money. I am looking at this diamond http://www.jamesallen.com/diamond.asp?b=16&a=12&c=77&cid=131&item=945311 The HCA score for this diamond is 1.2 and from research I have done, it looks like a decent buy for $2720 If I buy this diamond online and the setting localy, the local store should still set the stone for me right? Also, the setting is made by Gabriel & Co. Jewelry. Does it look alright? I know there might better companies but this is the ring she hasn't stopped talking about for the last 3 months! I appreciate any advice!