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Help with trade in I didn’t ask about

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Jessabeka

Rough_Rock
Joined
Jun 26, 2018
Messages
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AF0C2432-05C8-4E2A-A5D8-620B4D6FD254.jpeg Hi, can someone please advise me on whether it’s worth it to trade in my center stone? Appraisal pictured, it is not GIA certified. A jeweler looked up the trade-in value for a GIA certified stone full 1.0 ct of the same quality and it was about $2000! I didn’t think it’s worth the price to get a slightly bigger stone that I may not even notice the difference in size . I didn’t think to ask what the price would be of a G or H color stone... and I don’t know what the actual trade-in value is for my stone. I guess what I want to know is, would it be worth it to upgrade my stone and sacrifice color or another characteristic? I definitely don’t want to spend $2000 to go up only a 10th of a ct! I’m looking for 1.0 to 1.2 ct, measuring at least 6.5mm. Thanks!
 
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I have a .90ct 6.2mm diamond and I ordered a 1ct 6.4mm diamond thinking I would be able to see a huge difference. I couldn’t see a difference at all. In fact, somehow my 6.2mm stone looked bigger to me, maybe due to its cut. I think in order to see a big difference you would have to get over the 6.5mm mark.
 
Thank you for that advice! I'll edit my above requirements to 6.5 mm. Did you trade in your .9 or just buy a new one? If it was a trade in, were you given a price similar to my estimate?
 
Unless you have a solid upgrade policy with your vendor, you are not going to get any kind of money on your trade-in. Best off just save up and start fresh and put your existing diamond in a pendant or sell it outright or something.
 
@Jessabeka I think this is a case where you need to go into a store and look at some loose stones yourself to see what you can live with and whether it's worth the $. When I was looking at diamonds for my e-ring a few years ago, for some reason a 0.7ct looked huge compared to a 0.5ct, but a 0.9ct didn't look that different from a 0.7ct. And when I compared a 1ct to a 0.9ct, it was like, eh I don't even see a difference. I also couldn't tell the difference between an E and a G, but then we got to Is and I could definitely see some color there.

FWIW, in the example you gave, I personally wouldn't spend the $2000 for a 0.10ct/0.27mm increase. That's the price of a nice 5- or 7-stone diamond band. I'd rather have that! But if you really want to upgrade your center stone, then I'd keep looking.
 
I agree with ringo...you're not going to get much for your stone unless it came with a good trade-up policy. I think you would be better off keeping it
and starting from scratch.
 
I also have to agree with ringo. And I just changed my e-ring from a 1.01 non certified diamond to a 1.25 super ideal cut. I kept my 1 and set it in a pendant. While I wanted to go bigger than 1.25, I knew I couldn’t trade in my diamond for much so I determined it was better to save up and get the best quality stone in my budget and work with a vendor with a great upgrade policy. I may later try to sell the pendant or recut it, cert it and then sell. In the meantime, I’m enjoying 2 pieces of jewelry and know I can easily upgrade my e-ring stone. And FWIW, I personally wouldn’t upgrade size for less than .3 mm difference. That’s just me though. Every one has different preferences.
..
 
To go from a .91 ct. to a 1.0 ct. diamond carries a large price increase because of the importance of the 1.00 ct. in the market. It is also important to know that most cutters will cut it as fat as necessary to get to that 1.00 ct. mark if at all possible, thus many smaller diamonds that were cut correctly will actually look larger than the poorly cut 1.00 ct.

Just as a curiosity I looked up the percentage change per carat at the rap price between a 0.91 ct and a 1.00 ct. at the F-SI2 grading mentioned above. At full Rap, that is a 28% price increase per carat for the 1 ct. over the 0.91 ct.

When you look at the per carat price x 0.91 and the per carat price x 1.00 for the actual diamonds, that is a whopping 41% price increase for the actual 1 ct. diamond over the 0.91 ct diamond. This shows why it is so lucrative to cut the diamond poorly to get to the 1.00 ct price. There is a 29% price increase for an actual diamond from .99 to 1.00. (This is because you are getting a lower price per carat compounded by the lower weight. It is also the reason that you will be fired if you are cutting diamonds to .99cts if you are working for a house that is more interested in weight retention than beauty.)

Granted, assuming that the diamonds were well cut, you would not be able to see the difference between 0.99 and 1.00, but you will pay a lot more for it. And if a diamond was purposely cut to 0.99 to be all that it could be, you would definitely see a huge difference between it and one that was cut steep and deep to make weight.

Just saying...

Wink
 
I agree with the others, you really won’t be able to see the size difference between a .91 and a 1.01 carat and it’s crazy how that “magic” 1 carat mark means so many extra dollars.
Remember to consider different sizes as a % increase. A .50 carat diamond compared to a 1.0 carat is 100% bigger or double size but a 1.0 carat to a 1.5 carat is only 66% bigger.
I would keep saving and aim for a 1.20 carat down the track.
Also, you could easily get more than $2,000 for a .91 carat diamond if you sell it privately.
 
Great information by @Wink! It is well known you pay a hefty premium for hitting magical numbers like 1ct, 1.5ct, etc.

Also remember carat weight is determined by the following formula (on rounds):

L x W x D x 0.061

The length (L) and width (W) is in the horizontal plane and what we see when we look at a ring. The depth (D) is in the vertical plane and unless you have a unique setting is rarely visible, and even when it is the depth does nothing to make the stone look bigger. And as a stone increases in size, it also increase in depth. This is why a jump in size of equal carats (0.5 to 0.7 vs 0.9 to 1.10) may not be as noticeable. The larger stone will always have more carat weight in the depth section than a smaller stone (assuming depth % is roughly the same between comparable stones).

This is why I try to help people buy diamonds based on L and W dimensions and not carat weight. At the end of the day, carat weight is much of an ego thing because frankly it "sounds better" to say 1 carat vs 0.91 carats.

Personally I'd rather have a well cut stone with the right color and clarity that is 0.91ct than a badly cut 1ct stone. I'd probably pay less and be much happier.

Also when comparing dimensions remember it takes about 0.20mm before the (normal) human eye can detect a difference in size. That converts to about 1/128th of an inch. I mention it because while it may be visible compared side to side, it may not be memorable in the everyday world where you don't do a side by side comparison.

For me, an upgrade becomes worthwhile when it makes financial sense and the receiver of the upgrade is able to gain something they consider significant and measurable rather that be a much better cut, size increase, more white (or tinted, depending on preference) stone or maybe something with less visible inclusions and more clear.

It's real money to do an upgrade so you should get real satisfaction.
 
IMG_8052.PNG Here is a visual of your .91 compared to a 1.00. Not much difference in size.
 
Bron357 said:
I agree with the others, you really won’t be able to see the size difference between a .91 and a 1.01 carat and it’s crazy how that “magic” 1 carat mark means so many extra dollars.
Remember to consider different sizes as a % increase. A .50 carat diamond compared to a 1.0 carat is 100% bigger or double size but a 1.0 carat to a 1.5 carat is only 66% bigger.
I would keep saving and aim for a 1.20 carat down the track.
Also, you could easily get more than $2,000 for a .91 carat diamond if you sell it privately.
Click to expand...

I agree with @Bron357 except for the percentage difference part. You shouldn't base the % difference on the weight, but on the SIZE difference. So a 0.5 ct to a 1.0 ct will not be anywhere near a 100% size increase. You'd have to compare the diameter of the stones to see what the actual SIZE difference is, since our eyes can't measure weight. Of course, the weight will factor into the price, but what difference is it if they are so similar in size that you can't tell, KWIM??
 
Luce said:
IMG_8052.PNG Here is a visual of your .91 compared to a 1.00. Not much difference in size.
Click to expand...

@Jessabeka
So here's the breakdown...

0.91 was 6.23 x 6.19 mm vs a 1.0ish ct at 6.5
There is only a 10% difference in size. I can tell the difference, but I don't know that I would pay $2K for it. I agree with others to start fresh with a vendor with a good upgrade policy.

I've also included a photo that shows the size difference of a 6.7 as compared with your 0.91 ct stone as another example. It's 16% larger and way more noticeable. (both are shown on a size 6.5 finger)

6.23 vs 6.5 mm
6.19 x 6.23 vs 6.5 mm.jpg.PNG


6.23 vs 6.7 mm
6.19 x 6.23 vs 6.7 mm.jpg..PNG
 
I also think you should go down to G or H color when upgrading to maximize size. For a stone under 2 ct, I don't think you'd tell a difference at all (unless you're very color sensitive). People notice size first, then cut and clarity (just needs to be eye clean enough for YOU), then color.
 
OP, I'm not sure what your budget is, but this is a spready stone for a very good price (less than $8K!), and it just almost hits the 6.8 mm mark! It's still very white at G color, is eye clean VS2, and is cut much better than your current stone (you should be looking for at LEAST GIA XXX, as Very Good and Good aren't very good at all). Fluorescence is a bonus (as it would give a cool affect and make it appear even whiter in certain lighting environments... it doesn't appear to negatively affect the stone, but would need to be verified).

https://www.jamesallen.com/loose-di...g-color-vs2-clarity-excellent-cut-sku-5402539

I show you this as an example of the money that can be saved by going just a bit down in color. This was actually a lot cleaner than your SI2. I also mention this stone to show how the diameter (size) of same ct weight stones can vary a good bit.
 
Check this out... go down to H/SI1 (still looks eye clean to me) and you can save another $1K ($6980). The specs are extremely similar to the G/VS2 (you'd just need the rep to double check the effect of the SBF to make sure it has no negative effects). This stone is even LARGER, just almost hitting the 6.9 mm mark -- now THAT would be a HUGE difference in size (22%!!) from your current stone. (both stones scored 0.8 on the HCA) I actually like the angles on this one better than the G because it has a smaller table and higher crown angle.

https://www.jamesallen.com/loose-di...h-color-si1-clarity-excellent-cut-sku-5370840

6.23 x 6.19 vs 6.89 x 6.85 mm
6.19 x 6.23 vs 6.89 x 6.85 mm.jpg..jpg

Again, don't know your budget, so this is just an example.
 
msop04 said:
OP, I'm not sure what your budget is, but this is a spready stone for a very good price (less than $8K!), and it just almost hits the 6.8 mm mark! It's still very white at G color, is eye clean VS2, and is cut much better than your current stone (you should be looking for at LEAST GIA XXX, as Very Good and Good aren't very good at all). Fluorescence is a bonus (as it would give a cool affect and make it appear even whiter in certain lighting environments... it doesn't appear to negatively affect the stone, but would need to be verified).

https://www.jamesallen.com/loose-di...g-color-vs2-clarity-excellent-cut-sku-5402539

I show you this as an example of the money that can be saved by going just a bit down in color. This was actually a lot cleaner than your SI2. I also mention this stone to show how the diameter (size) of same ct weight stones can vary a good bit.
Click to expand...

Agree with the logic but not in love with a 32.5 CA and 41.0 PA combo. Technically it hits ideal zone on the AGS charts, depending how GIA averaged the values.

Ideally many here prefer....

Table = 54-57
Depth = 60-62.3
CA = 34-35
PA = 40.6-40.9

Other values work although they fall outside the "ideal" parameters. Many times we see 35.5 and 40.6 as a workable combo for instance. Generally you want an opposing CA/PA combo to get the best refraction. So 35.5/40.6 as already noted or maybe a 34/40.9.

If you want to start getting more picky use the optimum values for H&S criteria:

http://www.heartsandarrows.com/hearts-arrows-diamond-ideal-cut-dna.aspx

msop04 said:
Check this out... go down to H/SI1 (still looks eye clean to me) and you can save another $1K ($6980). The specs are extremely similar to the G/VS2 (you'd just need the rep to double check the effect of the SBF to make sure it has no negative effects). This stone is even LARGER, just almost hitting the 6.9 mm mark -- now THAT would be a HUGE difference in size (22%!!) from your current stone. (both stones scored 0.8 on the HCA) I actually like the angles on this one better than the G because it has a smaller table and higher crown angle.

https://www.jamesallen.com/loose-di...h-color-si1-clarity-excellent-cut-sku-5370840

6.23 x 6.19 vs 6.89 x 6.85 mm
6.19 x 6.23 vs 6.89 x 6.85 mm.jpg..jpg

Again, don't know your budget, so this is just an example.
Click to expand...

I like this one better. 35/40.6 and 56 table
 
By the way if size is the ONLY reason you are upgrading from .9 to 1.10 then I might wait. But I see a table of 60 and depth of 62.3 in combo with VG polish and symmetry and SI2 clarity and think you could benefit on multiple facets.

Although the 60/60 style is preferred by some also
 
sledge said:
Agree with the logic but not in love with a 32.5 CA and 41.0 PA combo. Technically it hits ideal zone on the AGS charts, depending how GIA averaged the values.
Click to expand...

Yes, there are better cuts to be found, but I was just using this as an example of what she could have with just a little different criteria... and although not super ideal specs, a stone with angles similar to this would still be head and shoulders above the original stone... and it would be a beauty -- a clear upgrade in performance alone, even if it weren't larger. ;-)
 
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sledge said:
By the way if size is the ONLY reason you are upgrading from .9 to 1.10 then I might wait. But I see a table of 60 and depth of 62.3 in combo with VG polish and symmetry and SI2 clarity and think you could benefit on multiple facets.

Although the 60/60 style is preferred by some also
Click to expand...

Agreed on the size issue... I'd wait, save, and get a stone whose size will create a greater visual impact from the 0.91 she had.

RE 60/60 stones... I understand that some don't care for them, but if you can find one with very complimentary angles, you only sacrifice a bit of fire. Mine is similar to 60/60 proportions, and although most of the flashes it produces are bright white, it still gives off some fire. I wasn't necessarily looking for a 60/60 proportions, but they do tend to face up a little larger than "ideal" diamonds of the same carat weight. My diamond (see avatar) is a 3.33 @ 9.8 mm, which is equivalent to "ideal" 3.5-3.7ish ct stones. Its angles are complimentary and it's also an eye clean (enough for me) SI2, so it's a bit of a unicorn in that sense. :) So obviously I'm open to vetted 60/60 stones... but I'm also a size whore, so... ;)

That said, when deviating outside of the cheat sheet specs that @sledge listed above, any stone (including 60/60) needs to be run through the HCA at the very least (ASET and IS would be great if the vendor could supply them)... I would encourage seeing it in a video and IRL as well to be sure it's a winner.

Keep in mind, modern round diamonds are all about math. There are times that the AGS has given certain stones an Ideal (0) grade when the stone's angles fall outside of what we typically look for in an "ideal" cut stone... and AGS 0 > GIA XXX because they are the only lab that tests for light performance.
 
Y'all are so helpful, than you for all the recommendations and visuals! I have to admit, I really don't know what a lot of these specs mean beyond the basic C's and measurements. GOOD NEWS, though! I spoke with someone else from the vendor my diamond was purchased from, and the 50% policy doesn't go into effect until next year! Their current policy is to buy my diamond back at the original price I paid and I just need to go up in price for any other stone. I realize that it still may not be the best deal with inflation costs, but I'll have to see what they come up with. When I get some specs on some stones I will post here to get all your expert advice! Thanks everyone! :razz:
 
Update: I have been in contact with my original vendor, a rep from Diamonds Direct, and a private diamond dealer recommended from an acquaintance. I'm still waiting on the first 2 to get me more info, but the private diamond dealer sent me a spreadsheet of several diamond options. I have chosen 3 that I am interested in seeing in person. The thing is, none of them are certified AT ALL. He said they are "graded by GIA standards" (by whom?). I asked him if we could meet at a brick and mortar jeweler to verify that they are what he says they are and he agreed. I don't require that they be certified since I doubt I'll ever upgrade after this..I just want to be sure that they are actually diamonds and are of the grade he claims they are. I don't really have a local jeweler, do they even do this service for stones not purchased from them (for a fee I would assume). Also, do these 3 look like good options? The price listed would be after the trade in, and they are all round brilliants.
A) Size: 1.21ct
Color:H
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence: faint
Depth: 58.2%
Measurements: 7-7.06x4.08
Price: $1190+tax
B) Size:1.21ct
Color:H
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence: faint
Depth: 61.9%
Measurements:6.85-6.86x4.24
Price: $1,365+tax
C) Size: 1.15ct
Color:E
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence:none
Depth:61%
Measurements: 6.75-6.75x4
Price: $1600+tax
What do you guys think about these? Thanks!
 
Jessabeka said:
Update: I have been in contact with my original vendor, a rep from Diamonds Direct, and a private diamond dealer recommended from an acquaintance. I'm still waiting on the first 2 to get me more info, but the private diamond dealer sent me a spreadsheet of several diamond options. I have chosen 3 that I am interested in seeing in person. The thing is, none of them are certified AT ALL. He said they are "graded by GIA standards" (by whom?). I asked him if we could meet at a brick and mortar jeweler to verify that they are what he says they are and he agreed. I don't require that they be certified since I doubt I'll ever upgrade after this..I just want to be sure that they are actually diamonds and are of the grade he claims they are. I don't really have a local jeweler, do they even do this service for stones not purchased from them (for a fee I would assume). Also, do these 3 look like good options? The price listed would be after the trade in, and they are all round brilliants.
A) Size: 1.21ct
Color:H
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence: faint
Depth: 58.2%
Measurements: 7-7.06x4.08
Price: $1190+tax
B) Size:1.21ct
Color:H
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence: faint
Depth: 61.9%
Measurements:6.85-6.86x4.24
Price: $1,365+tax
C) Size: 1.15ct
Color:E
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence:none
Depth:61%
Measurements: 6.75-6.75x4
Price: $1600+tax
What do you guys think about these? @msop04 @Luce @Wink @Bron357
And anyone else who wants to chime in!
Thanks!
Click to expand...
 
I still vote to wait and save up for a bigger upgrade or get something from a pricescope vendor or that has been vetted by pricescope members. All of this private diamond dealer concierge business and unpapered diamonds that have no images and whatnot isn't something I can help you with. And remember, you have to give them your stone and pay up to $2k.

Exciting prospect, but what's the hurry?
 
ringo865 said:
I still vote to wait and save up for a bigger upgrade or get something from a pricescope vendor or that has been vetted by pricescope members. All of this private diamond dealer concierge business and unpapered diamonds that have no images and whatnot isn't something I can help you with. And remember, you have to give them your stone and pay up to $2k.

Exciting prospect, but what's the hurry?
Click to expand...
No true hurry, but it would take me a very long time to save up $8K for a whole new diamond and not so long to save up $2k...also I have no need for my original diamond so I would rather trade it...I don't think I would wear it as a pendant, it's too small. I'm still waiting to hear from the other 2 vendors though...
 
Jessabeka said:
Update: I have been in contact with my original vendor, a rep from Diamonds Direct, and a private diamond dealer recommended from an acquaintance. I'm still waiting on the first 2 to get me more info, but the private diamond dealer sent me a spreadsheet of several diamond options. I hav e chosen 3 that I am interested in seeing in person. The thing is, none of them are certified AT ALL. He said they are "graded by GIA standards" (by whom?). I asked him if we could meet at a brick and mortar jeweler to verify that they are what he says they are and he agreed. I don't require that they be certified since I doubt I'll ever upgrade after this..I just want to be sure that they are actually diamonds and are of the grade he claims they are. I don't really have a local jeweler, do they even do this service for stones not purchased from them (for a fee I would assume). Also, do these 3 look like good options? The price listed would be after the trade in, and they are all round brilliants.
A) Size: 1.21ct
Color:H
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence: faint
Depth: 58.2%
Measurements: 7-7.06x4.08
Price: $1190+tax
B) Size:1.21ct
Color:H
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence: faint
Depth: 61.9%
Measurements:6.85-6.86x4.24
Price: $1,365+tax
C) Size: 1.15ct
Color:E
Clarity:SI2
Cut, polish, symmetry all excellent
Fluorescence:none
Depth:61%
Measurements: 6.75-6.75x4
Price: $1600+tax
What do you guys think about these? Thanks!
Click to expand...

Do you trust these people? I only ask because you are talking NON-CERTIFIED stones that are SI2 clarity to top it off. Most SI2's are not eye clean, and need to be fully vetted to ensure they are acceptable.

Also to even have a shot at giving you any sort of advise, we need the crown & pavilion angles along with the table size of each stone.

I do know that looking at depths only, stone A @ 58% is cut too shallow. Not knowing the angles of stones B & C make it difficult to say much more about them but the depths look okay. I would say that if you have an F now, then you may not be happy with an H color (stone B) depending how color sensitive you are.

Edited to Add:
Some posts got added while I was typing this response. So with your $2k trade + your existing diamond you are going to have $8k or so invested in a NON-CERTIFIED 1.2ct stone? I'll be honest, I don't love this deal. I know it's not this simple as you have to work around a trade-in; however, here are just a few SUPER IDEALS you could get with full certifications and guaranteed superb cuts.

https://www.whiteflash.com/loose-diamonds/round-cut-loose-diamond-4006534.htm
https://www.whiteflash.com/loose-diamonds/round-cut-loose-diamond-3986332.htm
https://www.whiteflash.com/loose-diamonds/round-cut-loose-diamond-3965464.htm
https://www.briangavindiamonds.com/...ls/1.235-h-si1-round-diamond-ags-104090738005
https://www.briangavindiamonds.com/...1.162-h-vs2-round-diamond-ags-bl-104100412081
 
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sledge said:
Do you trust these people? I only ask because you are talking NON-CERTIFIED stones that are SI2 clarity to top it off. Most SI2's are not eye clean, and need to be fully vetted to ensure they are acceptable.

Also to even have a shot at giving you any sort of advise, we need the crown & pavilion angles along with the table size of each stone.

I do know that looking at depths only, stone A @ 58% is cut too shallow. Not knowing the angles of stones B & C make it difficult to say much more about them but the depths look okay. I would say that if you have an F now, then you may not be happy with an H color (stone B) depending how color sensitive you are.

Edited to Add:
Some posts got added while I was typing this response. So with your $2k trade + your existing diamond you are going to have $8k or so invested in a NON-CERTIFIED 1.2ct stone? I'll be honest, I don't love this deal. I know it's not this simple as you have to work around a trade-in; however, here are just a few SUPER IDEALS you could get with full certifications and guaranteed superb cuts.

https://www.whiteflash.com/loose-diamonds/round-cut-loose-diamond-4006534.htm
https://www.whiteflash.com/loose-diamonds/round-cut-loose-diamond-3986332.htm
https://www.whiteflash.com/loose-diamonds/round-cut-loose-diamond-3965464.htm
https://www.briangavindiamonds.com/...ls/1.235-h-si1-round-diamond-ags-104090738005
https://www.briangavindiamonds.com/...1.162-h-vs2-round-diamond-ags-bl-104100412081
Click to expand...
Thanks for your input. You guys have convinced me to stay away from the private diamond dealer...but to your point about the SI 2 grading, my current diamond is SI 2 and has a bubble and a feather that I saw under microscope but is completely eye clean to me no matter how hard I look at it :loopy:.

I heard back from my vendor that my husband purchased my original stone from...she sent me a few specs on some Hearts on Fire options with "J" color, stating that with the quality of the cut, the color wouldn't be noticeable...not so sure about that. She also sent me this Forevermark option:

Ct:1.1
Color:H
Cut:Ex
Clarity: SI 1
Depth: 62.3%
Tab: 58%
Flr:none
6.59-6.62x4.12
Pol/Sym:Ex
Price after trade in is $2900.
These are all the specs listed, no crown or pavillion angles. Not GIA certified but they use some other certification system (can't remember which).
I would feel more secure dealing with this vendor...except I live across the country now and we would have to do the exchange by mail. I wouldn't be able view it in person before purchasing. They might have some sort of exchange policy if I'm not happy when I see it, I'll have to ask. What do you think about this option or the "J" Hearts on Fire options?
 
Jessabeka said:
Y'all are so helpful, than you for all the recommendations and visuals! I have to admit, I really don't know what a lot of these specs mean beyond the basic C's and measurements. GOOD NEWS, though! I spoke with someone else from the vendor my diamond was purchased from, and the 50% policy doesn't go into effect until next year! Their current policy is to buy my diamond back at the original price I paid and I just need to go up in price for any other stone. I realize that it still may not be the best deal with inflation costs, but I'll have to see what they come up with. When I get some specs on some stones I will post here to get all your expert advice! Thanks everyone! :razz:
Click to expand...

Wait... what?? That is where I bought my diamond, and I have heard nothing about a new upgrade policy. I am hoping that established customers are grandfathered in, and this change will only affect customers who buy AFTER the new policy is in place. Which DD are you working with? Mine is in Mountain Brook (Birmingham), AL... they are a trusted vendor, but if you're wanting to be PS-picky (I am), you need to do your due diligence when searching. They hate to see me coming... LOL

ETA: can you post a link or a photo of this new policy from DD?? The current DD upgrade plan is 110% back to upgrade and only spend $1 more.
 
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