What is the average amount over wholesale that one should pay for a diamond? I recently purchased a 1.51 carat Radiant with the following specs:
Shape: Radiant
Carat: 1.51
Color: F
Clarity: SI1
Measurements: 6.43x6.38x4.56
Table %: 65
Depth %: 71.5
Crown %: 14.6
Polish: Excellent
Symmetry: Very Good
Girdle: Thick
Cutlet: None
Fluorescence: No
Certificate: GIA
Price: $9,350
I took it to an independent appraiser this morning and he verified everything. The only differences were the following:
Measurements: 6.43x6.39x4.56
Depth %: 71.4
Table %: 65.3
Crown %: 13.9
He stated that the diamond was a little deep, which I originally thought as well, but overall, it is a very beautiful stone. Because it is a little deep, he gave it a 2B cut rating. Based on this, he said that wholesale value of the diamond would be approximately $7,740. This means I paid 20.8% over wholesale. I know that being a GIA certified stone that there is a little premium, but did I pay too much??? I have until 11/29 to return the diamond.
The other radiant that I was looking at had the following specs:
Shape: Radiant
Carat: 1.53
Color: F
Clarity: SI1
Measurements: 6.57x6.52x4.36
Table %: 65
Depth %: 66.9
Polish: Very Good
Symmetry: Excellent
Girdle: Thick
Cutlet: None
Fluorescence: No
Certificate: GIA
Price: $9,289
Would this be a better buy?
Shape: Radiant
Carat: 1.51
Color: F
Clarity: SI1
Measurements: 6.43x6.38x4.56
Table %: 65
Depth %: 71.5
Crown %: 14.6
Polish: Excellent
Symmetry: Very Good
Girdle: Thick
Cutlet: None
Fluorescence: No
Certificate: GIA
Price: $9,350
I took it to an independent appraiser this morning and he verified everything. The only differences were the following:
Measurements: 6.43x6.39x4.56
Depth %: 71.4
Table %: 65.3
Crown %: 13.9
He stated that the diamond was a little deep, which I originally thought as well, but overall, it is a very beautiful stone. Because it is a little deep, he gave it a 2B cut rating. Based on this, he said that wholesale value of the diamond would be approximately $7,740. This means I paid 20.8% over wholesale. I know that being a GIA certified stone that there is a little premium, but did I pay too much??? I have until 11/29 to return the diamond.
The other radiant that I was looking at had the following specs:
Shape: Radiant
Carat: 1.53
Color: F
Clarity: SI1
Measurements: 6.57x6.52x4.36
Table %: 65
Depth %: 66.9
Polish: Very Good
Symmetry: Excellent
Girdle: Thick
Cutlet: None
Fluorescence: No
Certificate: GIA
Price: $9,289
Would this be a better buy?