I purchased a beautiful loose stone that I need to have set by a jeweler. I purchased the stone out of state, so it would really be a pain to bring the stone back to the original jeweller to set. I went to a local reputable jeweler who quoted me a very pair price for the setting, but warned me that they don't take responsibility if the stone is chipped during the setting process. He did say if it was chipped that they could "polish the stone to maintain its integrity".....that scared the hell out of me after dropping many thousand on a H&A stone. My question is can I insure the stone loose to protect myself if the stone is damaged while being set? I am extra nervous because the stone has a small feather very close to the girdle (does not touch the girdle, but comes very, very close) which could make the stone chip easier.