by georgesmith35 » Jun 27, 2011 HI, first time loose diamond buyer (and poster) for an engagement ring. I am considering a particular diamond presented by an independent jeweler who is trusted friend of a family member. The diamond is: GIA certified 1.02 carat brilliant round 57 facet, 6.17 by 6.23 (not sure of depth) Si1 (one small dot inclusion, not visible with the eye) D Polish good Symmetry good Strong fluorescence Cut fair (I think table is 60%, depth 57%) $5075 out the door My concerns are about the luminescence and the cut. It seems highly debated, is it REALLY an issue having strong fluorescence in a colorless (D) diamond? I know the cut is very important and would like a higher grade, but the reality is this is the top of my budget. Does this stone seem like a good choice and a fair/good value? Am I reasonably going to do better for a $5k budget? The stone appears very clear and bright (visually and 10x under normal lighting) but of course im no expert!! Any advice is appreciated, thanks.