Does this USAA site have competitive prices??

[edwardjs]

http://shopping.usaa.com/usaa/WebSite/displaypage.cfm?page_objectid=9E7CA4CE-1508-47F7-86B3BDF5876C7D26

Can anyone tell me if the solitaire rings on this USAA site are competitively priced? Company overall has an excellent reputation. Not sure how they are with diamonds though. I do not really want to waste a lot of time bargain hunting for a rock bottom price, but on the other hand do not want to pay jacked up prices. Mostly interested in the 1 carat J, SI2 for 4,499.00. Thanks in advance for any feedback.

Edward

 

[niceice]

We don't know whether it is typical of their inventory, but the last USAA sourced diamond that we evaluated on behalf of a client who had received it as an insurance replacement looked an awful lot like a re-cut to us, the proportions and faceting pattern / alignment left a lot to be desired... Tell tale signs that the stone had likely been re-cut.

 

[pqcollectibles]

Can't say about the diamond you posted. I tried the link and got a Log In page.

For the same money, you could purchase a Super Ideal Hearts and Arrows diamond. Here's a couple H&A comps for you.

A 1.01, J, VS1, cash priced at $4507. VS1 brings a much higher price than SI2.

http://www.goodoldgold.com/1_01ct_j_vs1_h&a.htm

A 1.093, J, SI1, Price Scope priced at $4457. SI1 still brings a higher price than SI2.

http://www.whiteflash.com/diamonds/diamond_Details.aspx?itemcode=AGS-4798102

There are also several, 1.01 to 1.02, J, SI1, AGS0 Cut diamonds currently available thru various Price Scope Vendors ranging in price from $2324 to $3875.

Hope this information helps.

 

[ZhenyaH]

I'm not sure how true this is but when my fiance and I were dealing with Fred Cuellar to find the perfcet stone, his assistant--I believe his name is Rick--boasted that Fred recommends/buys diamonds for USAA. At the time, I felt relieved since I was such a huge proponet of Fred. But now I know better, I wonder how well the stones that USAA sell are cut. It worries me since my e-ring is insured with USAA.