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Did my fiance get ripped off?

musciotto82

Rough_Rock
Joined
Apr 7, 2013
Messages
8
Hello,

I'm new here and recently engaged. My fiance bought my ring without much input from me. After he proposed and gave me the ring I found out where he bought it and it is not a place I personally would trust as being the most reputable. I found out he bought the setting and diamond together as a set, so never saw the diamond loose or under magnification. It is supposedly a 0.69 ct RB center, H/I color, I1 clarity. The setting is 18k white gold with 22 RB pave stones totaling 0.57ct. However, these specs are just based on a piece of paper written up and signed by the jeweler, and it did not come with any official GIA certification (though they claim the specs were based off a GIA report). I cannot see any visible inclusions in the center stone, but two of the small stones in the band definitely have black spots. My fiance payed $4800 total for the entire ring. Can anyone tell me if they think my fiance got ripped off? Since I found out he never saw the diamond loose and that there is no official GIA certification I have been sick worrying that he dropped nearly $5000 on something that isn't worth that (but of course I have kept my mouth shut). I know he meant well and was just excited about getting me a ring and proposing as soon as possible after he got his bonus check at work. Any input would be appreciated!
 
Can you still return the ring? I think that is very high for a setting and diamond that is I1 clarity. I would personally return.
 
If the specs were based off a gia report there must be one somewhere. Ask for it. Do you love it? Would he be willing to trade it back for another?
 
I don't know if we can return it anymore, I think there is a 30 day return policy and we are past 30 days. I tried bringing it up to my fiance but every time I do he gets really upset. I think he's embarrassed he bought it so hastily without really doing much research. The worst part is I don't HATE the ring, but it's definitely not what I would've picked out for myself. I wish I had just insisted on doing the shopping together. The whole thing makes me sick.
 
Don't fret.
He probably got a 'deal' which is similar to 90% of diamonds sold.
PS is where people learn how to get top diamonds for the best prices from the best vendors.
We are a tiny minority of the diamond-buying public, so don't feel too bad, and do NOT feel unique.

Enjoy your ring for now, but you and hubby read PS to learn about good cut and good vendors before your 5-year upgrade. :naughty:
 
Just for a little comparison, I'm actually in the process of buying an e-ring really comparable to yours, 0.65ct H VS2 ACA in a platinum setting with 0.2ct melee, so an ideal cut. The center stone cost me around $2500, and the platinum setting costs just under $2000. So to answer the question, I agree with Sarahbear that it seems kinda high...

That being said

I had the luxury of having PS to help me, something 99% of people don't have. It'd be great if he could get the GIA report just to make sure the specs are official. Though based on some of the mall stores I've been to, they can say GIA-based but have nothing to back it up. Since you only notice the black spots on the small side stones, maybe the jeweler would be okay with switching just those ones?

I've definitely seen mall stores charging a lot higher than $5000 for something comparable, and there are tons of people who buy them, so in the normal scheme of things, I'm sure he did fine :). I think the question you have to ask is whether you like the ring enough to wear the rest of your life. If not, then I think it's worth talking about going back to the jewelers to return it. If they don't have the GIA report, maybe you can use that as the reason for a return. As a guy, I'd be disappointed too if the ring I got wasn't the best out there, but I'd care about whether she actually liked it or not more.

PS (and more importantly): Congrats on your engagement! :appl:
 
I don't know if your fiancé got ripped off or not, but I just wanted to say that I think it's really sweet that he went to buy you a ring and propose the minute he got his bonus. Congrats on your engagement!
 
Congratulations on your engagement. Do you like the ring?
 
My best advice is to always ask these questions during the return period because we really can't help you at this point. The majority of guys probably do get ripped off because they want to trust the place they buy from and just don't do the research beforehand.
 
My response would be very different if you bought this ring together.

Being married for 26 years I will answer it very differently. It is so wonderful that your fiance planned, purchased and executed your ring and the proposal. If there is anyway that he might feel that what he did wasn't good enough it could be very hurtful and he may always harbor sadness on this issue. Men are very funny that way. It sounds like he didn't get ripped off as the ring is not out of the ball park. If we started from scratch with certified stones and not at B&M store is again would be different.

It also sounds as if he did the best he could with wonderful pure intension. Wear your ring enjoy it. and do what a lot of us PSers do.

Upgrade in a couple of years when you save a little and maybe on an anniversary.
 
HI:

Congratulations on your engagement! Post handshots of your new ring on the other forum--as we all dearly love to see beautfiul rings!! :appl:

cheers--Sharon
 
Yes, please do post pics - I'd love to see your setting! It sounds like a gorgeous ring.

Some GIA stones do get a report number lazer engraved on the girdle of the stone - does your stone have a report number? If so you could look up the report online. The Jeweler should be able to give you the full papers though.
 
HopeDream|1365384753|3422316 said:
Yes, please do post pics - I'd love to see your setting! It sounds like a gorgeous ring.

Some GIA stones do get a report number lazer engraved on the girdle of the stone - does your stone have a report number? If so you could look up the report online. The Jeweler should be able to give you the full papers though.
The stone didn't come with a GIA report.
 
Thanks for the responses, everyone. I guess it makes me feel a bit better to know that even if he did get ripped off a little, at least he's not the only one it has happened to. I do intend to go to the jeweler soon and ask for the GIA paperwork corresponding to the stone and I may also take Hawk's advice of inquiring about replacing the two pave stones that have black spots....I'll probably just do this on my own without the fiance though, as I think it would hurt him to know I was inquiring about anything. The setting itself is really lovely and the fact he ran out and bought the ring as soon as he got his bonus check is very sweet. Like I said, I can't see any visible inclusions in the center stone and even though it is low clarity it still sparkles like crazy (which was really the only request I gave him). It just makes me cringe to think that the money he overpaid could've been spent elsewhere. I'll make sure to post pics soon! :)
 
Is this a mall jeweler or big box jewellery chain? The other way to look at it is that he didn't get ripped off as pricing in those places are pretty standard. Could he have gotten a cheaper or better cut diamond .. probably .. but you may need to ease it in.
 
I just had to reply your post....I was like your Fiance, 48 years ago and bought a ring without any knowledge, my wife kept that ring, never saying a single word, until I upgraded this year...some 48 years later.

I think the meaning of what he was asking you and giving you is what counts...
 
It was actually a private jeweler. But the reason I don't consider them trustworthy is everything, I mean EVERYTHING in their store is always on sale. I haven't been to a whole lot of jewelers before but the ones I have been to I don't recall every single item they carry being on sale. That, coupled with the sleezy commercials they have on the radio all the time telling people their store flooded and they need to get all their inventory out so they're having a sale, blah blah blah. I just wish I had insisted on being involved in the buying process. I am very meticulous and thorough about things and he's, well, not. Anyways, here are a couple pics.

_5251.jpg

_5252.jpg
 
new4diamond|1365387395|3422346 said:
I just had to reply your post....I was like your Fiance, 48 years ago and bought a ring without any knowledge, my wife kept that ring, never saying a single word, until I upgraded this year...some 48 years later.

I think the meaning of what he was asking you and giving you is what counts...

So sweet! :appl:
 
Fortunately the ring is beautiful! Lessons learned now can be applied in the future. I tell my husband no surprise jewelry. I have to do research and tell him items that I am interested in if he wants to choose something because I want high quality at a good price. Thankfully I found this site 7 years ago when he was going to get me a new diamond ring for our anniversary, or we would have been ripped off somewhat, too.
 
What a pretty and classic-looking ring!
 
new4diamond|1365387395|3422346 said:
I just had to reply your post....I was like your Fiance, 48 years ago and bought a ring without any knowledge, my wife kept that ring, never saying a single word, until I upgraded this year...some 48 years later.

I think the meaning of what he was asking you and giving you is what counts...


You are so right, it is the thought that counts. What a sweet story. Congratulations on 48 years! I look forward to the day my fiance and I can say we have been married that long. :)
 
I love your ring! It is gorgeous! Thanks for posting pictures.
 
Your ring is beautiful. You are engaged. Congratulations! The other details are not important if you are past the return period. Enjoy your ring and your engagement. Appreciate that your fiance did the best he could and and spent his hard earned money on something for you.

You also might contact the jeweler (on your own) and find out if they have an upgrade policy or if they buy back their stones.
 
That's a beautiful ring, and the story of your fiance running out to buy it as soon as he could is really sweet! I hope your ring symbolizes the start of many good years together.

I just want to caution you that there might not be a GIA report. Many dealers will identify a stone as being GIA graded if it was graded (or verified) by an individual who is GIA certified. That doesn't mean that the stone was sent to GIA's labs and has a GIA report.
 
Your ring is beautiful and you said it sparkles like crazy. In the end I think we're all just looking for a diamond with maximum sparkles so I'd say he did just fine. Enjoy it and enjoy your engagement!
 
Your ring is beautiful Please enjoy and don't sweat the small stuff. Life is full of surprises and this was one of the good ones.
 
Well said!! Your ring looks gorgeous! Congratulations!
 
Your ring is beautiful! Congrats on your engagement. He must have been so excited to be able to get it for you. :appl:
 
I just wanted to say that I think your ring is beautiful! I also think that a majority of PSers have had a similar experience so you and your wonderful fiance are not alone, and from the looks of the photos, he did a beautiful job. I also wouldn't let the location of the purchase get to you. I still sometimes get super embarrassed when people ask where I got my ring. I tell them the vendor name but they always want to know how and where I found them and I end up saying 'online'. You should see some of the expressions! :lol: You can find 'beautiful' in lots and lots of places! =) Congrats on your engagement!
 
I think you ring is beautiful and very sparkly. Congratulations on your engagement. And it really is the meaning that counts.
 
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