So I am in the market for a rock for my g/f and took a trek to LA's diamond district. This site has been a huge help and led me up there to just see some stones and learn what to look and ask for, etc. I feel the diamond buying process, i have down and have one question related to that but my main question is how to tackle this process.
Do you buy a stone (in person or online) first and then get it appraised and insured? Is it naive to think that most jewelers/sellers offer a return policy in case the appraisal goes bad? I basically want to make sure I'm not sold a "lemon".
Back to my first question --while in LA, i viewed a 1.8 carat ascher cut stone H color and VVS2 clarity and the dealer wanted $8800 for it. on my initial research, this seemed a good $2500-3000 below what i had thought and so I thought there had to be a catch even though the gentlemen was being very patient and educational. The stone was GIA certified but i could have sworn the report said 2004 on it. does this mean only this dealer has owned this stone since 2004 and can't seem to dump it? or does it simply mean it hasn't be looked at my GIA or anyone since 2004....thus having me worried. Any help on what to look for in terms of these certs and dates to deem normal time frame would be helpful as well. I have an idea on the specs to look for related to the stone just need help on everything else.
Thank you in advance.
Do you buy a stone (in person or online) first and then get it appraised and insured? Is it naive to think that most jewelers/sellers offer a return policy in case the appraisal goes bad? I basically want to make sure I'm not sold a "lemon".
Back to my first question --while in LA, i viewed a 1.8 carat ascher cut stone H color and VVS2 clarity and the dealer wanted $8800 for it. on my initial research, this seemed a good $2500-3000 below what i had thought and so I thought there had to be a catch even though the gentlemen was being very patient and educational. The stone was GIA certified but i could have sworn the report said 2004 on it. does this mean only this dealer has owned this stone since 2004 and can't seem to dump it? or does it simply mean it hasn't be looked at my GIA or anyone since 2004....thus having me worried. Any help on what to look for in terms of these certs and dates to deem normal time frame would be helpful as well. I have an idea on the specs to look for related to the stone just need help on everything else.
Thank you in advance.
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