Hi All, Would love to hear your thoughts on the above. Hubby decided to upgrade my wedding ring after 15yrs and has me working with a budget of $5000 he could go higher but I will not let him spend anymore as I am going from a $499 ring to $5000 and the shock of it all has me going nuts with research after the fact. Did not know anything about clarity , color , cut but after buying a Kay Leo Diamond ring for $4400.00 plus tax and cost of guarantee plan we ended up with out of pocket at $5085. Now with the report Kay gave us it shows our ring set is TDW of 2 carat with center stone diamond at .5 carat, color I and clarity SI2 and for cut it states round . Now I realize it is not a good deal for the quality but I love the idea that if anything and I mean anything goes wrong with the ring they will replace everything...not too worried about theft or losing it as I have been very careful the past 15 years and my old ring never lost a stone and is still with me ...Still have 5 weeks left to return the ring to Kays if I chose to for a full refund ...
Now after talking with some friends at work and going on the Ritani website and reading a few posts here and there I have selected 2 rings for Free preview from Ritani , the center stones will be around .70 on one and .76 on the other , with both having Ideal cut, Ex on polish and sym, color H and clarity SI1 on the .7 and SI2 on the .76 , with matching wedding band the total cost is $5300 approx as they are waiving sales tax as of right now... but I would have to purchase insurance separately from Jewelers Mutual/ Perfect circle and so going a little over budget here, but main thing is, what happens if after 6mths diamonds start dropping out, now I have to go through the hassle of an insurance claim before I can get it fixed .. Forgot to mention the rings from Ritani are French Set and I read a lot about if one stone falls out all fallout. I would not need to have it re-sized as I selected my exact size for the preview but still French/Micro Pave set reviews say a lot about diamonds falling out .. Advice anyone hopefully my post is not long winded from most...lol..
Now after talking with some friends at work and going on the Ritani website and reading a few posts here and there I have selected 2 rings for Free preview from Ritani , the center stones will be around .70 on one and .76 on the other , with both having Ideal cut, Ex on polish and sym, color H and clarity SI1 on the .7 and SI2 on the .76 , with matching wedding band the total cost is $5300 approx as they are waiving sales tax as of right now... but I would have to purchase insurance separately from Jewelers Mutual/ Perfect circle and so going a little over budget here, but main thing is, what happens if after 6mths diamonds start dropping out, now I have to go through the hassle of an insurance claim before I can get it fixed .. Forgot to mention the rings from Ritani are French Set and I read a lot about if one stone falls out all fallout. I would not need to have it re-sized as I selected my exact size for the preview but still French/Micro Pave set reviews say a lot about diamonds falling out .. Advice anyone hopefully my post is not long winded from most...lol..