luv2ctheworld
Rough_Rock
- Joined
- Feb 5, 2009
- Messages
- 5
Hi Everyone,
Want to first say this is a great site, filled with so much information and helpful comments. I read as much as possible before making my decision the other day for a engagement ring. I went to several B&M dealers, compared prices via Blue Nile and here, then settled on a loose diamond that was from a dealer that is a friend of a friend. It seems like a great price compared to others available.
I''m pretty certain I got a good price, and I don''t believe this person would overcharge me, given his connection to a friend. However, I am one of those people who worries alot. After reading some more here about more intricate stuff, I am wondering if the rock I bought is a good value.
Here''s the stats:
Carat: 1.39
Color: G
Clarity: VS1
Cut: Ex
Polish: Ex
Sym: Ex
Fluor: None
Culet: None
Crown: 33''
Pav: 41''
Girdle: Th-Med
Table: 60%
Depth: 59.5%
HCA Rating: 1.3
Light Return: Ex
Fire: Ex
Scintillation: Very Good
Spread: Ex
Approx Cost: $9,900
I think what is making me wonder is that there is an inscription of "H&A" noted on the GIA report. At first I didn''t think of it much, and the dealer didn''t make a comment on it. I viewed it through a H&A viewer and there was some nice pattern but I don''t know much. I tried to figure out Rap Report but that''s as useful as me trying to use the the H&A viewer to make a call on the the H&A. But after reading more about how some people put that on as a marketing gimmick, I''m wondering how good the diamond is, if it is a ploy to dress up a not so good diamond, and whether it really is a deal?
I am also trying to understand if the 60:60 ratio can be bad in this case.
Also, I am unclear about taking the rock to an appraiser, will they be able to give me a sale value or replacement value on it?
Any thoughts would be greatly appreciated.
Want to first say this is a great site, filled with so much information and helpful comments. I read as much as possible before making my decision the other day for a engagement ring. I went to several B&M dealers, compared prices via Blue Nile and here, then settled on a loose diamond that was from a dealer that is a friend of a friend. It seems like a great price compared to others available.
I''m pretty certain I got a good price, and I don''t believe this person would overcharge me, given his connection to a friend. However, I am one of those people who worries alot. After reading some more here about more intricate stuff, I am wondering if the rock I bought is a good value.
Here''s the stats:
Carat: 1.39
Color: G
Clarity: VS1
Cut: Ex
Polish: Ex
Sym: Ex
Fluor: None
Culet: None
Crown: 33''
Pav: 41''
Girdle: Th-Med
Table: 60%
Depth: 59.5%
HCA Rating: 1.3
Light Return: Ex
Fire: Ex
Scintillation: Very Good
Spread: Ex
Approx Cost: $9,900
I think what is making me wonder is that there is an inscription of "H&A" noted on the GIA report. At first I didn''t think of it much, and the dealer didn''t make a comment on it. I viewed it through a H&A viewer and there was some nice pattern but I don''t know much. I tried to figure out Rap Report but that''s as useful as me trying to use the the H&A viewer to make a call on the the H&A. But after reading more about how some people put that on as a marketing gimmick, I''m wondering how good the diamond is, if it is a ploy to dress up a not so good diamond, and whether it really is a deal?
I am also trying to understand if the 60:60 ratio can be bad in this case.
Also, I am unclear about taking the rock to an appraiser, will they be able to give me a sale value or replacement value on it?
Any thoughts would be greatly appreciated.