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A question about appraisals

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sgoehle

Rough_Rock
Joined
Feb 26, 2007
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44
As I am new to this whole area, I have a question that I would like to address to you. I am interested in insuring a ring that was appraised recently at $10,495, although I payed only $5295 for the stone that was put in my existing wedding band. Are appraisals always higher than the price of the individual parts? And if so, why? Also, it was suggested that I insure with Jewelers Mutual Insurance Company. Is this a good company, or are there better ones? Thanks in advance, Ladyasterbilt
 
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