Hi IdealCut and Welcome to Pricescope!
The value of the ring might come into play. I''m not sure if there are insurance limits with FedEx, but with registered mail, there is a $25K limit.
If you plan to purchase something over $25K, I would find out what the vendor''s policy is regarding shipping and what the cost might be. If it''s prohibitive, I''m sure you can find a local jeweler to take care of your ring - i.e. checking prongs, re-polishing, re-rhodium plating, etc.
I don''t think you should let the after-purchase care prevent you from buying online. You will most likely get a much nicer stone at a much better price at
WF than at a B&M. Think about all of the people in the world who move or relocate - they aren''t going back to their original jewelers necessarily. They find new people to inspect their rings.
After-purchase care shouldn''t be a deciding factor for you. Don''t let a B&M bully you with this line either. Many of them will try anything to seal a deal. There is no way a polish job can justify the price difference.