Hi, and apologies if this is addressed elsewhere but I could not find anything.
I have just received my engagement ring, which came with:
1. the jeweler's "guarantee of exceptional value" which just states what the item is, the stock reference number, purchase date.
2. GIA report
I did not buy the ring locally and did not think to request a valuation from the jeweler. However, I would now like to do so, mainly for insurance purposes. I have read that it is advised to get an independent appraisal, and I have also read that valuations are pointless.
So, I am hoping for some advice:
- Should I request a valuation certificate from the jeweler? If so, is there anything specific I need to ask them?
- Should I get an independent valuation or appraisal (I understand appraisal is more the descriptive)? Again any specifics to ask?
Another thing I am concerned about, is if I get an independent appraisal, will they need to remove the stone, or will it be sufficient to provide them with the GIA report and they can go off that?
Thanks in advance
I have just received my engagement ring, which came with:
1. the jeweler's "guarantee of exceptional value" which just states what the item is, the stock reference number, purchase date.
2. GIA report
I did not buy the ring locally and did not think to request a valuation from the jeweler. However, I would now like to do so, mainly for insurance purposes. I have read that it is advised to get an independent appraisal, and I have also read that valuations are pointless.
So, I am hoping for some advice:
- Should I request a valuation certificate from the jeweler? If so, is there anything specific I need to ask them?
- Should I get an independent valuation or appraisal (I understand appraisal is more the descriptive)? Again any specifics to ask?
Another thing I am concerned about, is if I get an independent appraisal, will they need to remove the stone, or will it be sufficient to provide them with the GIA report and they can go off that?
Thanks in advance