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phoenixgirl

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Luckily, this post is not about me.
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We're not super rich with the market the way it is, but we're fine.

Anyway, last year I was the new teacher in my department's mentor. I remember being the person who had to inform that, unfortunately, the county only paid us once a month, so even though you started doing work stuff in mid to late August, you wouldn't get paid until the end of September. We took her out to a baseball game as a get-to-know-you type thing. I remember being a little surprised at how many beers and hot dogs she had on our bill (we said we'd pay, but I'd have been the "Oh, no, I can't have another one" type person).

Anyway, since the school year started, she has mentioned several times the following facts:

*she is so poor she has entered credit counseling (remember, she is 23)
*she is so poor she doesn't eat lunch
*she is so poor [fill in the blank]

So I brought her some left-overs last week, and I gave her a granola bar and my pretzel snacks the day I found her not eating. She didn't seem embarrassed and had them for lunch. She mentioned another teacher offering to loan her money (not going to go there). But yet when I ask about all her family members that I know of, or her close friend/roommate who works at our school, she says, no no no, they couldn't help because [fill in the excuse]. I get having friends or family who can't help because of their own financial situations, but I don't get:

*not eating at all (can't you buy bread and peanut butter? borrow/sneak from your roommate?)
*being SOOOO open about her problems with acquaintances/coworkers, but not with family

I get being poor. We teachers definitely don't get paid enough. But then she was wearing a new Ann Taylor dress the other week. Sure, maybe it was a gift or borrowed, but still . . . SOMETHING just doesn't add up. I don't want a poor young woman to starve, but I also don't want to feel obligated to pack two lunches, one for me and one for someone who may think I'm some rich old married woman she can take advantage of. How can you really not have money for lunch? Our students are not rich by any means, far from it, and yet a kid not eating anything at all for lunch is something I've rarely seen. The one time I did see it, I loaned the girl lunch money, and she paid me back within the week. And maybe I've given a granola bar here and there. But this just smacks of irresponsibility to me, yet I can't quite put my finger on it.

Any insight anyone?
 
She might just be having trouble adjusting to life on her own, without the support of her parents. She's probably just venting, and not really expecting you to 'pick up the tab'.
Many students do not have many resources by the time they come out of years of study. She probably really does need that first pay packet!
I wouldn't monitor her spending, you are unable to guess whether the dress is new, a gift - or even a silly blow-out because she does have money troubles! Perhaps as she has had credit counselling, she does have difficulty with controlling her consumer spending!
But that is pure speculation, in any case.

The stress of adjusting to her new workplace is probably adding to her sense of need.
I wouldn't take it on too much, she'll settle in, both workwise and financially, within six months or less.
 
It''s always so hard to assume about anyone''s true money situation, and why they are in the position they are...

As I''ve seen on this website, sometimes young girls (myself included, once or twice) have gotten themselves in over their head when it comes to **whatever**...ex boyfriends, friends, car payments...Maybe this girl fouled up early on and is paying for it now. Clearly, she wants to sort it out...credit counseling isn''t something anyone forces on you...so, for being as young as she is, I appauld her ability to own her mistakes and try to turn it around it as soon as she can.

And as for you and your involvement...Its truly nice of you to help when you can. I believe giving, regardless of what the situation is, is so positive, it just cannot be wrong. But that doesn''t mean you have to pack two lunches, or slip her money on the side...but if you find yourself in the position to help, without going far out of your way...why not? She''s 23...and you making her a PB&J sandwhich might just change her life...I know it sounds silly...making her a sandwich changes her life...but it''s the little things people do, when they don''t have to do it, that often times make the biggest impact on a person.

I hope you continue to be the a positive influence over this young girl. I know it can be frusterating...but remember, there by the grace of God go any single one of us....
 
If something seems fishy it usually is...
 
It does sound a bit fishy, but pp''s are right in that it is all speculation. I would try to not worry about it and stop paying attention to her money troubles unless/until she directly asks you for something. Maybe she''s just a mooch who is happy to take what other people throw her way, but if she really is struggling, she will at some point ask. Then I would look further into her situation before offering her anything (even advice).
 
I would ignore her whining, personally. I could be wrong, but she sounds like a mooch to me. And if she kept it up I would suggest to her that she get a second job. When I was younger (20-21) I worked 3 jobs because I didn''t like not having money and I wanted more. So I''m not super sympathetic...and I guess I''m meaner than everyone else on this thread!
 
Date: 9/14/2008 10:24:53 AM
Author: thing2of2
I would ignore her whining, personally. I could be wrong, but she sounds like a mooch to me. And if she kept it up I would suggest to her that she get a second job. When I was younger (20-21) I worked 3 jobs because I didn''t like not having money and I wanted more. So I''m not super sympathetic...and I guess I''m meaner than everyone else on this thread!


I agree I would suggest she get a second job, she is young I know lots of people her age with 2 jobs in order to pay back their student loans and such. I must admit though I am not the type to lend anything unless they were a really good friend, then maybe.
 
I''m generally all for helping out the underdog. However, I am not all for enabling poor financial choices in young people, and it sounds like this *might* be the case here. If this is her second year of teaching, then she received pay for an entire year already, and I think you would be remiss to help her out by giving her food and such without an additional arm of support in terms of helping her better budget for the future. That is, unless you want to find her (and yourself) in the same situation every fall.
 
It''s hard when you take on your first job, especially when student loan payments appear 6 months after graduating. It''s not to say that it''s your responsibility to take care of her, and she could very well be taking advantage and going for the "poor me" tactic. Hopefully she''ll get some help to work out her debts.

I get frustrated myself with co-workers (I''m in social work, also not a job you take on for the paycheck) who go on and on about being poor, but then buy new cars with HUGE payments or who go out to eat every day, plopping down money they could use other ways.

Everyone has to make their own choices and it is kind of hard for a person who is one way with money to see and understand another''s point of view.

My husband and I are going through the Financial Peace classes by Dave Ramsey and it''s really good, but it also really points out the differences between us. I''m a hardcore saver, and he''s much more of a free spirit with money issues. He helps me to have fun sometimes and I help him to see the benefit in setting aside for an emergency, etc.

This co-worker of yours is young; hopefully she''ll find a way to manage her funds better in the future.
 
Honestly, you need to grow a bit of back bone and not let yourself be taken advantage of. Find the address of the closest food bank and give that gal the location so she can pick up what she needs to be packing her own lunches. You shouldn't be feeding her. You're not her mom!
 
sounds to me she''s taking advantage of you lot.
 
I doubt she''s starving. She might just need to adjust her priorities. And if she is that poor a job on the weekends might help her through. I know of a lot of people that have full-time jobs on the weekdays and a part-time something on the weekends; baby sitting, bartending, waitressing, etc to get ahead or get out of debt. Next time she complains offer her the suggestion.
 
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