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Posted my Ring Photos

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jan can

Shiny_Rock
Joined
Feb 6, 2010
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116
I posted photos of my ring in SMTR. Sorry for the quality. I just couldn''t get them crystal clear

I can''t wear it it public yet because I don''t have the insurance. I was waiting to speak with my insurance agent. I wanted to see if I could cover this ring partially with the general amount of jewellery coverage. It has to be as a separate rider and will be a sizeable chunk of change using them. I''ll wait to talk to Jewelers Mutual on Monday.

I''m having a hard time finding a decent appraiser but have generally just talked to the clerks at the store. They don''t know what a AGS certificate is or what the inscription means. One jeweler hadn''t even heard of AGS. Gads. Another jeweler won''t be in until Wednesday.
 
Have you tried looking for one of the Pricescope recommended appraisers? You can find them inder the Resources tab above...
 
Jan My yearly premium for $10k of coverage is only $130 with a separate rider, and JM is comparable. It should not cost a lot.
 
In Canada, I actually found JM to be a little more competitive than as a rider for the insurance companies I contacted. I also can't stand the lack of jewelry specific knowledge of the other companies. You should really look into the replacement policies - many will force you to work with their vendors (which is pointless to me as I won't be able to get my AVC replacement through them).

Good appraisers in Canada and very hard to find.
 
Date: 3/21/2010 12:25:47 AM
Author: ImpatientOne
Have you tried looking for one of the Pricescope recommended appraisers? You can find them inder the Resources tab above...
They don''t have any listed for Canada.

My home insurance rider is $1.62/$100. JM is a bit lower and if anything happened to my ring it wouldn''t affect my household premium.

Also if you use your household policy, they will only deal with Canadian companies if there is a problem. At least JM will try to use an American firm.
 
I just got insurance through JM!
 
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