I suspect the shop owner thinks you're being a little crazy and unreasonable. It's not her fault that you and your husband weren't on the same page about this purchase and you're now plagued with guilt and bad feelings about something that you initially liked well enough to buy. Her return policy isn't unusual or unreasonable (you just failed to ask about it - which is more on you I'm afraid than on her). And refusing to take the ring is just silly. She's honestly just going to shrug, make a note that you declined to take the merchandise, resell the ring, and probably hope that you shop elsewhere in the future. And your husband is likely not going to be happy that you've thrown away 2K because you're not acting mature enough to own your choices and make the best of them. Really, he can still gift it to you if you love the ring. It's as easy as him going down, picking it up, and saying how much he wants you to have it. It was after all paid for with joint money. Or you can sell it to recoup part of the cost. And maybe you guys need to sit down and have a few heart to hearts to get better at being on the same page with each other. The problem seems to be more of a communication issue between you two than one of US consumer law.