IrishEyes
Brilliant_Rock
- Joined
- Jan 4, 2005
- Messages
- 1,246
This is a complicated question/s. Someone''s expertise would be greatly appreciated!
My husband and I got married right before we went overseas for military purposes. We bought our rings while we were at home 7 months later on leave. We then had to return overseas and didn''t come home for another 8 months. The rings stayed in safe at home. Because of the short amount of time we were on leave, we did not have the rings appraised/insured before leaving (I know, I know, that''s so bad!). We recently came home, and now need to get these babies insured!! The problem is, I''ve been wearing them for awhile, so I know they''ve depreciated a little in value. When I look at them through a loupe, I can see some scratches on the wg part of the band on my e-ring. I also noticed that one of the prongs is slipping, as my e-ring sits high on the setting and I''ve whacked it a couple times on things
Here are my questions:
1. what types of questions should I ask an appraisor when I am looking for a reputable one in my area?
2. Is it possible to have a ring insured without an appraising? What if the appraisor loses/damages the ring?
3. Will they be taking my center stone out to appraise and then setting it back in?
4. After the appraisal, can I have any problems fixed, then reappraised? I''m worried that the wear on it has decreased the value, and when I have it insured, my trade-in value will be substancially less.
So sorry for all the questions!! I know it''s alot, I''m just really worried and I don''t know too much about the whole process. Thanks!!
My husband and I got married right before we went overseas for military purposes. We bought our rings while we were at home 7 months later on leave. We then had to return overseas and didn''t come home for another 8 months. The rings stayed in safe at home. Because of the short amount of time we were on leave, we did not have the rings appraised/insured before leaving (I know, I know, that''s so bad!). We recently came home, and now need to get these babies insured!! The problem is, I''ve been wearing them for awhile, so I know they''ve depreciated a little in value. When I look at them through a loupe, I can see some scratches on the wg part of the band on my e-ring. I also noticed that one of the prongs is slipping, as my e-ring sits high on the setting and I''ve whacked it a couple times on things
Here are my questions:
1. what types of questions should I ask an appraisor when I am looking for a reputable one in my area?
2. Is it possible to have a ring insured without an appraising? What if the appraisor loses/damages the ring?
3. Will they be taking my center stone out to appraise and then setting it back in?
4. After the appraisal, can I have any problems fixed, then reappraised? I''m worried that the wear on it has decreased the value, and when I have it insured, my trade-in value will be substancially less.
So sorry for all the questions!! I know it''s alot, I''m just really worried and I don''t know too much about the whole process. Thanks!!