Need help deciding on a diamond

[looking4diamonds]

Hi guys,
I have been looking at loose diamonds on-line for quite a while (bluenile, james allen, white flash), and I think I have settled on one in particular (link/info below). Should I splurge a little more to go bigger (budget up to $4,500)? Go smaller for better clarity? Is a round brilliant with J color a bad idea? Are there better diamonds that I could get with the budget I have set out? I've called bluenile, and they have stated that this particular diamond is eye clean. Your help would be greatly appreciated.

http://www.bluenile.com/round-diamond-1-carat-or-less-ideal-cut-j-color-si2-clarity_LD03127438

Price: $3,815
Bank wire price: $3,758
Price per carat: $3,974
Carat weight: 0.96
Cut: Ideal
Color: J
Clarity: SI2
Depth %: 60.3%
Table %: 59%
Polish: Excellent
Symmetry: Excellent
Girdle: Medium to Slightly Thick
Culet: None
Fluorescence: None
Measurements: 6.38 x 6.37 x 3.84 mm

 

[looking4diamonds]

For example, should I spend more money on something like this diamond:

http://www.b2cjewels.com/dd-2940838...m_medium=referral&utm_campaign=pricescope.com

http://www.b2cjewels.com/Certificate.aspx?StockNo=2940838

Diamond Information
Carat Weight : 1.12
Cut : Excellent
Color : J
Clarity : VS2
Price($) : $4,495.65
Depth : 61.1
Table : 57
Polish : Very good
Symmetry : Excellent
Girdle : Medium
Culet : None
Fluorescence : None
Measurements : 6.69x6.71x4.10

 

[Niel]

at that size I like a J, i think thats a good idea, but i wouldnt buy an SI2 without being able to see pictures. Is your budget for the setting AND stone or just the stone?

also, what color would your setting be?

 

[looking4diamonds]

Hey Niel,
Thanks for the reply. The $4500 budget is solely for the stone, and the setting will be in platinum. I have read that BlueNile is pretty reliable when it comes to their return policy. I thought I would purchase the stone, and return it if it does not meet what I am looking for.

 

[Niel]

i know they are just BG select stones, but these two look like i would at least enquire about them

http://www.briangavindiamonds.com/diamonds/diamond-details/1.050-j-vs2-round-diamond-gia-41083794

http://www.briangavindiamonds.com/diamonds/diamond-details/1.230-k-vs1-round-diamond-ags-41423157 ( i dont know why there isnt a lab report for the K but you could ask )

 

[iwasbornforlife]

Niel, where are the gia reports for both the diamond links that you attached? The numbers on the reports on those links do not match any gia report that I can see..

 

[Niel]

Niel, where are the gia reports for both the diamond links that you attached? The numbers on the reports on those links do not match any gia report that I can see..

Yeah I can't find them either. I think you'd have to ask someone for them. You could just use their live chat though. They are very friendly and helpful. Wish it was a BG blue instead of a select, butbeing a select should have nice enough angles to ateast enquire about.