OK...next question...
Am I going overboard by searching the internet for loose diamond earrings of .4-.5 carats....or can I do just as well finding pre-set stones either locally or over the internet?
people say ear rings dont need to be so good a quality.
i think that is wrong - I get a lot of pleasure out of seeing Drena's E/R's
buy them any way you like
I think you're on the right track. The earrings are right next to her face..they should be beautiful, which means well-cut. Most of what you'll find already set is not.