jewelers vs. chubb vs. etc? which insurance should I get?

[civictypesi]

I'd like to know from your experience what insurance you recommend. I have a w-band & e-ring total appraised value around $10-$11K. Please help me decide - I did some research on PS and am still clueless!

 

[Regular Guy]

You''re spending enough to get Chubb (and cash replacement) through Touchstone, probably.

Also check out both Jeweler''s Mutual, and your favorite insurer''s rider (homeowners or renter), for diamond replacement policies, to effect possible savings over Chubb.

But, avoid Jewelery store insurance options, voided if you miss a cleaning or whatnot.