I would really like to ensure a ring that i''ve got, but don''t have a homeowners/tenant policy to add a separate rider onto.
I''ve contacted a number of places and they all say that I have to have house insurance first in order to insure my ring - ie: it has to be under an umbrella policy.
I''ve called a Chubb agent up here and she spoke to her underwriter - apprarently they do have a separate policy for ''personal effects'' but will only be able to give me a policy if my existing house insurance is with them.
Does anyone else have any ideas?
Please help as I''m running out of solutions...
Thanks in advance.
I''ve contacted a number of places and they all say that I have to have house insurance first in order to insure my ring - ie: it has to be under an umbrella policy.
I''ve called a Chubb agent up here and she spoke to her underwriter - apprarently they do have a separate policy for ''personal effects'' but will only be able to give me a policy if my existing house insurance is with them.
Does anyone else have any ideas?
Please help as I''m running out of solutions...
Thanks in advance.