Recently purchased a GIA oval cut stone and setting (3 stone) from a local jeweler, here in Chicago for approximately $9700 total. Now, I need insurance. I currently am renting and would like to do this without getting renters insurance. From searching various sites, I've heard that Chubb sounds like my best option, but have read that without having other policies they will require I insure atleast a designated amount of jewelry. I am looking to insure just the ring. Any thoughts would be appreciated. Thanks......