- Joined
- May 14, 2003
- Messages
- 287
Hey all,
Some of you may remember my insurance issue regarding my wife's broken/cracked diamond.
It is a GIA certified emerald cut diamond, 1.36, F color, with a very good cut.
I had to send it to the insurance company diamond expert/lab, and they have now offered me the diamond THEY found, after looking at the two appraisals I sent them. One from a local independent jeweler, and one from the jeweler we purchased the diamond from originally.
Both jewelers independently put the replacement cost @ $10500.00 + tax.
My insurance company has offered to replace the diamond with a comparable one(according to them) that will cost them 9300.00.
I still have to discuss this with the agent, although I briefly mentioned the importance of the cut and shape of the stone. I also mentioned that I was extremely particular about these things and not any stone will do.
Any thoughts on how to get this across clearly to them?
Should I ask for the GIA specs on their replacement stone or should I just argue up the amount to what it will cost me to replace the stone locally?
Advice and opinions are appreciated.
Some of you may remember my insurance issue regarding my wife's broken/cracked diamond.
It is a GIA certified emerald cut diamond, 1.36, F color, with a very good cut.
I had to send it to the insurance company diamond expert/lab, and they have now offered me the diamond THEY found, after looking at the two appraisals I sent them. One from a local independent jeweler, and one from the jeweler we purchased the diamond from originally.
Both jewelers independently put the replacement cost @ $10500.00 + tax.
My insurance company has offered to replace the diamond with a comparable one(according to them) that will cost them 9300.00.
I still have to discuss this with the agent, although I briefly mentioned the importance of the cut and shape of the stone. I also mentioned that I was extremely particular about these things and not any stone will do.
Any thoughts on how to get this across clearly to them?
Should I ask for the GIA specs on their replacement stone or should I just argue up the amount to what it will cost me to replace the stone locally?
Advice and opinions are appreciated.