Hi everyone!
I was here about a year ago for e-ring help and everyone was really great. I'm hoping you can (once again) point me in the right direction.
I recently inherited a .75ct transition cut stone. Two separate jewelers recommended I get the diamond certified. Under the microscope they saw very few internal flaws, and I was told vs1 at least in terms of clarity, G in terms of color (although who can tell while it is still set?).
So what do I do next? I want the stone taken out of the current setting and appraised at some point for insurance, then re-set into a necklace. BUT I have very little money (still a grad student). One option is to have it re-cut. The cut is already really great for how old it is. But it's no H&A. I've been told by one jeweler that it's not worth the risk and cost of cutting since the stone is already good. The other said a great cut would make this a really wonderful stone. I don't want to appraise it twice, or re-set it twice, so I figure whatever I do (at least for the next number of years) I should do before setting it.
So do you recut a smaller stone? Do you get a GIA cert if not, or just regular appraisal? Can you insure before getting it re-set for safety, or will that make accurate determination of the value impossible?!
I was here about a year ago for e-ring help and everyone was really great. I'm hoping you can (once again) point me in the right direction.
I recently inherited a .75ct transition cut stone. Two separate jewelers recommended I get the diamond certified. Under the microscope they saw very few internal flaws, and I was told vs1 at least in terms of clarity, G in terms of color (although who can tell while it is still set?).
So what do I do next? I want the stone taken out of the current setting and appraised at some point for insurance, then re-set into a necklace. BUT I have very little money (still a grad student). One option is to have it re-cut. The cut is already really great for how old it is. But it's no H&A. I've been told by one jeweler that it's not worth the risk and cost of cutting since the stone is already good. The other said a great cut would make this a really wonderful stone. I don't want to appraise it twice, or re-set it twice, so I figure whatever I do (at least for the next number of years) I should do before setting it.
So do you recut a smaller stone? Do you get a GIA cert if not, or just regular appraisal? Can you insure before getting it re-set for safety, or will that make accurate determination of the value impossible?!