- Joined
- Aug 18, 2013
- Messages
- 11,716
Hi @MamaBee -
Mine is a 3.05 VS2, so I'm guessing yours was a chunk more expensive than mine, being a VS1 - the clarity jump makes a big diff to price.
We insured it for the price we paid - appraisals are always optimistic and insurance companies aren't much swayed by them. They're much more interested in your receipt. Some allow for appreciation, but a lot don't. Costs more to get that.
My stuff is covered under a very complicated household insurance policy, and I'd definitely want another ACA.
Mine is a 3.05 VS2, so I'm guessing yours was a chunk more expensive than mine, being a VS1 - the clarity jump makes a big diff to price.
We insured it for the price we paid - appraisals are always optimistic and insurance companies aren't much swayed by them. They're much more interested in your receipt. Some allow for appreciation, but a lot don't. Costs more to get that.
My stuff is covered under a very complicated household insurance policy, and I'd definitely want another ACA.