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How much cash do you usually carry?

Approximately how much cash do you usually carry?

  • None

    Votes: 10 25.6%
  • 10

    Votes: 7 17.9%
  • 25

    Votes: 9 23.1%
  • 50

    Votes: 2 5.1%
  • 75

    Votes: 0 0.0%
  • 100

    Votes: 5 12.8%
  • 200

    Votes: 5 12.8%
  • 500

    Votes: 1 2.6%
  • 750

    Votes: 0 0.0%
  • 1000 or more

    Votes: 0 0.0%

  • Total voters
    39
  • Poll closed .

kenny

Super_Ideal_Rock
Premium
Joined
Apr 30, 2005
Messages
28,975
Shame on me for being so rude to ask but DF's thread about carrying cash got me wondering about the range, average and distribution of cash carrying.
For obvious reasons many people are shy about admitting how much cash they carry (even, ironically, on a diamond forum) but this poll is anonymous.
Nobody will ever know your response, so there is no risk in just telling the truth.

For consistency, let's make it in US dollars.
If you don't carry US dollars here is a currency converter: http://www.oanda.com/currency/converter/
 

ame

Super_Ideal_Rock
Joined
Jul 7, 2004
Messages
10,763
*MAYBE* 20ish at a time, usually I don't have any.
 

TooPatient

Ideal_Rock
Premium
Joined
Sep 1, 2009
Messages
9,296
I voted for none, but I'm actually between there and $10. I've usually got about $2 in quarters in the car so we can drive through the park if we have to. Every once in awhile I'll have a few $1 with me if I'm going somewhere I might have to pay for parking or whatever.

When Washington Mutual was transitioning to Chase, we had some times where FI's debit (and credit the time we tried it) were declined because of server issues or something. Luckily I was there too so we just used my B. of A. debit card. Probably would have been nice to carry some cash for "just in case" during that time but we didn't...
 

kenny

Super_Ideal_Rock
Premium
Joined
Apr 30, 2005
Messages
28,975
Some banks start to charge you if you have too many ATM withdrawals.

I try to carry between 100 and 200.
I also hide a 20 in the car for emergencies.

I am very surprised anyone leaves the house with zero cash.
What if you need to take a taxi?
Maybe I'm a leftover from the era when you may have needed to use a pay phone. :oops:

I like to stop at garage sales I run into so I often have been happy I was carrying cash.
 

Indylady

Ideal_Rock
Joined
Apr 28, 2008
Messages
5,586
$20
 

ForteKitty

Ideal_Rock
Joined
Oct 7, 2004
Messages
4,707
i carry about $1-$20. Everything accepts credit cards these days, and i'd be a fool to not get every single reward point i'm entitled to! The cash is for parking or the few places that are cash only.
 

iheartscience

Super_Ideal_Rock
Joined
Jan 1, 2007
Messages
12,111
I usually carry around $25ish. I mostly keep it on me for the lunch carts around my office. :lickout:
 

TooPatient

Ideal_Rock
Premium
Joined
Sep 1, 2009
Messages
9,296
kenny|1315342320|3010953 said:
Some banks start to charge you if you have too many ATM withdrawals.

I try to carry between 100 and 200.
I also hide a 20 in the car for emergencies.

I am very surprised anyone leaves the house with zero cash.
What if you need to take a taxi?
Maybe I'm a leftover from the era when you may have needed to use a pay phone. :oops:

I like to stop at garage sales I run into so I often have been happy I was carrying cash.

Taxi -- if I have to call to request a taxi, they take debit/credit over the phone (I'd be using the flat-rate)

pay phones --- nearly impossible to find here and rarely work if you do.


Garage sales --- Exactly. If I'm not carrying cash I have to go out of my way to get cash and go all the way back to the sale. No cash means almost no purchase regrets. (If something is super great and I HAVE to have it, people will usually set it aside and wait for me to get cash)
 

NewEnglandLady

Ideal_Rock
Joined
Jul 27, 2007
Messages
6,299
It depends on when you ask me :) I am a bit crazy about balancing my checkbook, so I like to take out lump sums of cash and not use my debit card for purchases. It's just easier for me. So I'll take out a couple hundred at a time, which will last me a week or two. When I'm down to twenty, I go back to the ATM.
 

minmin001

Ideal_Rock
Joined
Mar 21, 2011
Messages
2,047
it really depends... I usually put around $100 and just refill when it goes below $20~
 

bee*

Super_Ideal_Rock
Joined
May 14, 2006
Messages
12,170
I usually carry about €10, so about $14.00. I put the majority of purchases on my laser (debit) card. If I have cash in my wallet, I just spend it whereas I tend to think twice if I'm putting it on my laser for some reason.
 

missy

Super_Ideal_Rock
Premium
Joined
Jun 8, 2008
Messages
40,671
I usually carry about $100 for just in case emergencies as I pay for almost everything with my credit card so I can keep track of my spending. Mint.com does a great job of showing you exactly where you are spending all your $$$.

My dh used to drive me crazy as he always carried around $400 in a rubber band in his front pocket :???: (though I had given him a lovely tiffany money clip when we were dating). I just think that is way too much money to be carrying around so after much disagreeing we finally agreed he would carry no more than $100-200 at a time. My dh tends to be a bit absent minded and he has definitely misplaced money before so no need to risk that much cash IMO. Plus I really prefer for both of us to pay with our credit card in order to really see where all our money is going.
 

Dancing Fire

Super_Ideal_Rock
Premium
Joined
Apr 3, 2004
Messages
32,407
about $300-$500 b/c i wouldn't feel comfortable w/o some cash in my pocket,plus one can't get in debt by spending cash.
 

jaysonsmom

Ideal_Rock
Joined
Mar 13, 2004
Messages
3,474
I usually only have around $10. It's enough for a snack/drink, an ice cream truck emergency or some other knick knack that my kids HAVE to have from a @#$#$% vending machine.
 

Dancing Fire

Super_Ideal_Rock
Premium
Joined
Apr 3, 2004
Messages
32,407
jaysonsmom|1315347717|3011032 said:
I usually only have around $10. It's enough for a snack/drink, an ice cream truck emergency or some other knick knack that my kids HAVE to have from a @#$#$% vending machine.
Jay'smom...remind me not to rob you.. ::)
 

Amber St. Clare

Brilliant_Rock
Joined
Dec 15, 2009
Messages
1,628
jaysonsmom|1315347717|3011032 said:
I usually only have around $10. It's enough for a snack/drink, an ice cream truck emergency or some other knick knack that my kids HAVE to have from a @#$#$% vending machine.
Yep, those ice cream emergencies have a bad habit of popping up at the most inopportune times,don't theyy?!? :mrgreen:
eta: I gnerally have about $25. on me, unless I'm doing lunch or dinner with someone.
 

kenny

Super_Ideal_Rock
Premium
Joined
Apr 30, 2005
Messages
28,975
Amber St. Clare|1315352091|3011081 said:
jaysonsmom|1315347717|3011032 said:
I usually only have around $10. It's enough for a snack/drink, an ice cream truck emergency or some other knick knack that my kids HAVE to have from a @#$#$% vending machine.
Yep, those ice cream emergencies have a bad habit of popping up at the most inopportune times,don't theyy?!? :mrgreen:
I get serious ice cream emergencies.
That's why I'm never caught with under a hundred bucks. :lol:
I'd have to pawn a diamond.
 

AprilBaby

Super_Ideal_Rock
Premium
Joined
Jul 17, 2008
Messages
11,295
I don't ever have cash on me. I have never taken a taxi in my life. Everywhere I go takes debit card. Cash burns a hole in my pocket. :cheeky:
 

movie zombie

Super_Ideal_Rock
Joined
Jan 20, 2005
Messages
11,879
anywhere from $20 - $200.

so i elected $100.....because that really is the minimum i like to have immediately available.

at $20 i get more $ into the wallet.
 

NOYFB

Ideal_Rock
Joined
Nov 16, 2008
Messages
2,649
On any given day, anywhere between the amount of coins in the bottom of my purse and $25 in bills. I don't normally withdraw cash unless I am going somewhere that they don't accept debit/credit, and whatever I have left over stays in my purse for vending machine/cafeteria purchases.
 

Autumnovember

Ideal_Rock
Joined
Apr 28, 2010
Messages
4,384
kenny|1315342320|3010953 said:
Some banks start to charge you if you have too many ATM withdrawals.

I try to carry between 100 and 200.
I also hide a 20 in the car for emergencies.

I am very surprised anyone leaves the house with zero cash.
What if you need to take a taxi?
Maybe I'm a leftover from the era when you may have needed to use a pay phone. :oops:

I like to stop at garage sales I run into so I often have been happy I was carrying cash.

Taxi's take credit cards :)

I carry none.
 

Amys Bling

Super_Ideal_Rock
Joined
Jun 25, 2010
Messages
11,025
somewhere between 0 and 10. I tend to use my debit card and or credit card and then pay off the balance each month.
 

centralsquare

Ideal_Rock
Joined
Jan 18, 2009
Messages
2,201
kenny|1315342320|3010953 said:
Some banks start to charge you if you have too many ATM withdrawals.

I try to carry between 100 and 200.
I also hide a 20 in the car for emergencies.

I am very surprised anyone leaves the house with zero cash.
What if you need to take a taxi?
Maybe I'm a leftover from the era when you may have needed to use a pay phone. :oops:

I like to stop at garage sales I run into so I often have been happy I was carrying cash.
I usually care $5-10 but have had absolutely none. Taxi's take credit cards where I live!!
 

Jennifer W

Brilliant_Rock
Trade
Joined
Jun 18, 2010
Messages
1,958
kenny|1315342320|3010953 said:
Some banks start to charge you if you have too many ATM withdrawals.

I try to carry between 100 and 200.
I also hide a 20 in the car for emergencies.

I am very surprised anyone leaves the house with zero cash.
What if you need to take a taxi?
Maybe I'm a leftover from the era when you may have needed to use a pay phone. :oops:

I like to stop at garage sales I run into so I often have been happy I was carrying cash.
I don't carry any unless it's for a specific reason. There's £20 in my car for emergencies (although it's been there for over ten years now, so I'm not sure what the emergency is going to be where I can't use my debit card or an ATM). I use my debit card for almost all transactions, my bank doesn't charge for that or for ATM withdrawals. If I lose the card, I can get another one, and if it's used fraudulently, I'm protected. I'm less likely to pull it out for an impulse buy, too.

If I have cash with me, I'll spend it on the little things you need cash for that I REALLY don't want to buy. In my case, that would be cigarettes (still craving them, several years after quitting) icecream, vending machine crap and chocolate bars, which I can gulp down in multiples, very easily. I'm not someone with a spending or eating plan or much single mindedness. I am highly suggestible and easily distracted, so if I carried cash, I'd be needing bigger clothes and I'd need to be topping up the cash several times a day. ;)) Easier not to!

ETA I don't need to take a taxi - I have a car and I live next to a bus stop. Taxis accept debit cards anyway. We don't have garage sales here.

DF, If I carried that much cash every day, I'd be in debt by the end of the first month, having spend all my bill-paying money on cigarettes, icecream and stuff I saw that I suddenly needed to buy... :bigsmile:
 
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