Well the time has come for me to propose soon and I have been spending a lot of time researching diamonds for my hopeful-to-be-fiance, while utilizing a lot of useful information from the forums here. So thank you. 
I have lots of questions to ask as I learn more, but to start I''ve basically narrowed my decision to the following specs:
Round
0.90 carat
Cut grade - excellent
Color - E
Clarity Grade: - VS2
Polish - excellent
Symmetry - excellent
Or something like this:
http://engagementringsdirect.com/loose_detail.php/session/77ad33895193cb40ad9b03e41d0c4a7a/id/23997515/sz/150/premium/premium
My questions are:
1. Will this diamond look as a big as a 1 carat diamond? I figure if I get an excellent cut with well laid out proportions, that it would make it appear just as big and thus I could save a bit more money. The difference between a 0.90 and 1 carat size is quite a bit. Of course, I also want the diamond to exhibit as much light, fire, and scintillation as possible.
2. $4500 is really the most I''m looking to spend on the diamond itself and I''m planning to buy it online as brick and mortar stores are just too expensive in comparison. Most sites like Blue Nile, and Union Diamond seem to have this type of diamond price in the $5000-$5500 range. Is there any room for negotiation here? Is $5000-$5500 really a fair price for this type of diamond?
3. My fiance is window shopping for the type of band to mount the diamond on. We plan to take some pictures and then have the online diamond vendor find a similar band for us so we can have it all mounted on in one go. How much will the mounting fee cost? What other fees are there?
Any other suggestions or improvisations are welcome.
I have lots of questions to ask as I learn more, but to start I''ve basically narrowed my decision to the following specs:
Round
0.90 carat
Cut grade - excellent
Color - E
Clarity Grade: - VS2
Polish - excellent
Symmetry - excellent
Or something like this:
http://engagementringsdirect.com/loose_detail.php/session/77ad33895193cb40ad9b03e41d0c4a7a/id/23997515/sz/150/premium/premium
My questions are:
1. Will this diamond look as a big as a 1 carat diamond? I figure if I get an excellent cut with well laid out proportions, that it would make it appear just as big and thus I could save a bit more money. The difference between a 0.90 and 1 carat size is quite a bit. Of course, I also want the diamond to exhibit as much light, fire, and scintillation as possible.
2. $4500 is really the most I''m looking to spend on the diamond itself and I''m planning to buy it online as brick and mortar stores are just too expensive in comparison. Most sites like Blue Nile, and Union Diamond seem to have this type of diamond price in the $5000-$5500 range. Is there any room for negotiation here? Is $5000-$5500 really a fair price for this type of diamond?
3. My fiance is window shopping for the type of band to mount the diamond on. We plan to take some pictures and then have the online diamond vendor find a similar band for us so we can have it all mounted on in one go. How much will the mounting fee cost? What other fees are there?
Any other suggestions or improvisations are welcome.