Thanks to all of the helpful knowledge I've learned here, I've purchased a beautiful 1.3ct F VS1 H&A round diamond from Good Old Gold that I intend to have set in a petite torchiere from Mark Morrell to propose to my girlfriend with. Though I've tried to do as much research as possible, I'm having a hard time figuring out how to handle the appraisal and insurance. From what I understand, GOG provides an extremely detailed appraisal with the purchase of a diamond. Seeing as how they're a very reputable company here, I don't really have concerns about the validity of their appraisal. While it seems I can use this appraisal to get Perfect Circle's insurance, would it be recommended that I send the diamond off to an independent appraiser before having it sent to Mark for setting, or is it not really worth it? Am I supposed to get an additional appraisal after the diamond is set, and then update my insurance information? Thanks in advance for any help you can provide!
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