Diamond Question

[OneNole03]

Hey guys, so I am pretty new to this and can use everyones help in letting me know the value of this diamond. I do not know much about diamonds and have just spent the past several hours reading everything that I could and am now overwhelmed with the wealth of information!

GIA Certified
1.20 c, h color, vs2

6.60 * 6.68 * 4.26

crown angle 36
crown height 16%
pavilion angle 40.6
pavilion % 43
Depth % 64.20
Table % 57
Girdle min: Medium
Girdle max: Thick
Girdle cond: Polished
Culet: non
Polish: excellent
symmetry: good
cut: very good

The HCA came out to a 2.1

I havent seen this diamond in person yet, I am going tomorrow to take a look at it. The jeweler that I liked the most just got it in for me to look at as he did not have the size I was looking. My biggest concern with the diamond is that its not an excellent rated cut which came as a surprise to me as the jeweler told me that it was a Lazare Kaplan diamond? We haven't discussed the price yet but I am sure we will get into that tomorrow.

The question is what price would be fair for this diamond? I am aware of the great values of shopping online (and I found a diamond that I liked on WF) but I am not sure I want to go the online route and dealing with the hassle of having to return it if I did not love the stone. I am okay with paying a small premium for it being a B&M store, I just want to have an understanding of what the fair market value is.

Thanks everyone!

 

[diamondseeker2006]

I would skip that diamond altogether because it is waaaay too deep. Stones that are too deep often will face up small...as in, appear to be the size of a smaller diamond. So you don't want to pay for weight you can't see from the top. So always be sure the depth is no greater than 62.3% and do check the diameter measurements.

Here's an example of a well cut stone at 1.21 cts and it is 6.86-6.89mm. It has great measurements and is a good stone to go by when looking at others.

http://www.whiteflash.com/loose-diamonds/round-cut-loose-diamond-2721308.htm

 

[diamondseeker2006]

Oh, and one more thing. Limit your search to GIA Excellent cut only (Or AGS Ideal cut). GIA Excellent is a very broad category and we can even weed out some stones from that. But when you get into very good, there is usually a good reason to reject the stone. You are paying a lot of money, so it is worth getting a well cut stone!

 

[OneNole03]

Great, thanks for the info! The depth percentage is definitely something I did not think to look up. I am still unsure if I want to go the online route, although the prices are great. This may be more dependent upon the area in which you live, but is there a reasonable premium to pay for a local store or should I be able to push for a similar price on a comparable diamond between an online vendor and local jeweler?

 

[diamondseeker2006]

Well, let me just say that when I came here over 6 years ago to look for a diamond for our anniversary, I tried hard to find a great diamond locally. But even the very best jewelry stores carried what we would consider less than excellent or ideal cut stones. And even then, the prices were crazy high. You can certainly try to negotiate price (using a comparable stone found online) if you find a good one locally, but you should expect to pay a little more since they have greater overhead. It is so easy to buy an excellent round stone online, though, that I never turned back once we bought the first one. If it makes you feel better to buy from a real store, both Good Old Gold and WhiteFlash have retail locations. GOG is actually a family owned jewelry store that has been around for a long time.

 

[OneNole03]

Okay, thank you. I appreciate your help.