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Diamond Guarantees

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MathWiz579

Rough_Rock
Joined
Oct 13, 2002
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9
I hate having doubt in my mind about this stuff, but the diamond I bought today (1.76 ct. Princess cut) did not come with any sort of guarantee from the jeweler except that when I get it appraised if the specs come out different that what the jeweler said (it was an uncertified stone), then I could take it back for a refund. This jeweler is reputable and has been in my area for quite some time, but it just phases me a bit that I don't have a "lifetime guarantee" on the diamond. Is this something that I should be worrying about?
 

pricescope

Ideal_Rock
Joined
Dec 31, 1999
Messages
8,266
Most of the jewelers offer inspection period. Some trade up and/or buy back options.

Very few offer lifetime guarantee but that would be included in your price. Sort of extended warranty.

Many people just insure their diamond rings to have a peace of mind.
 

MathWiz579

Rough_Rock
Joined
Oct 13, 2002
Messages
9
By insuring a diamond, would you just insure it against "loss or stolen" or for "chipping, cracking, etc... and loss and stolen"... when getting it insured by a third party?
 

MathWiz579

Rough_Rock
Joined
Oct 13, 2002
Messages
9
Do you think for insurance purposes I should get the diamond independantly appraised or should the numbers I have from my jeweler be fine for that? Also, with most independant appraisers, if I already have the ring in a solitare they should be able to take it out, appraise it, and put it back in, correct?
 

Richard Sherwood

Ideal_Rock
Joined
Sep 25, 2002
Messages
4,924
It's not a good idea to take a stone out and put it back in anymore than you (absolutely) have to. I would recommend not doing it at all. An appraiser can usually get all the info he needs while the stone is still mounted. An exact weight from the retailer (if he weighed it loose) is helpful.

Rich, GG
Sarasota Gemological Laboratory
 
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