So you are paying 10%-15% more (interesting to compare though) to have 100% lifetime return and market crush policy. Latter is questionable because if market will crash who will guarantee the bonded jeweler will still be in business.----------------
For starters, only approximately 5% of the jewelers in the world are bonded. Only 1 out of every 20! By "bonded", I'm referring to the fact that they sell bonded diamonds, and bonded diamonds my friend, are the way to go if you can afford them. They typically run 10-15% above non-bonded diamonds. A bonded diamond is just a fancy way of describing a fully warranted diamond.
This is what you get when you buy a bonded diamond:
1. All bonded diamonds come with a lifetime breakage policy. You bust the stone; the jeweler gives you a new one. (One bust per customer) This is a wonderful policy. Since treated stones tend to be brittle. No jeweler would give you this guarantee unless your diamond is 100% natural.
2. And you're going to love this: all bonded stones come with a lifetime buy back policy. Translation, for the life of the diamond, you can take it back to the jewelers and get 100% of your money back on the diamond!! (Mountings and sales tax not included) How wonderful is this! If you're not 100% satisfied for the life of your purchase you get your money back. Now you might ask, "How can a jeweler afford to do this?" How can he not? Great diamonds are in demand, very liquid and easy to resell. Any jeweler worth his salt will be glad to buy back a good diamond. If a jeweler doesn't want to buy back your diamond, then there was probably something wrong with it in the first place.
3. All bonded diamonds come with an unconditional lifetime exchange policy. This is great! If your fiancee ever gets bored with her shape, your jeweler will allow even exchanges. (You have to pay for resetting fees.)
4. Bonded diamonds come with a lifetime trade-in policy with a fixed appreciation rate to keep up with inflation.
5. Bonded diamonds come with a market crash protection policy. If the diamond market ever crashes and your diamond depreciates, the jeweler will refund the difference between what you paid from the new market value.
6. All bonded stones are guaranteed to be natural and untreated.