Balancing my checkbook makes me crazy.

[alli_esq]

Does anyone else find that when their balance is off (even by a few dollars--though this most recent mistake was like over $150 for me) they can't focus on anything else?

Or am I the ONLY neurotic dork around here...

...oh wait, maybe I shouldn't ask that

 

[chrono]

I’m the same here; my online balance must match my checkbook right down to the last penny or I’ll spend hours double and triple checking to locate the discrepancy. DH doesn’t care; he rounds up his numbers and if it’s close, it’s good enough for him.

 

[alli_esq]

oh, Chrono--better than mine who DOESN''T EVEN CHECK. omg I would go crazy if I were him.

luckily he always has enough in his account and he sorta breezes over things once in a while to make sure he''s not close to overdrawn...but UGH!

 

[Smurfysmiles]

I only go crazy when I don''t have enough in there to cover automatic bill pay, oi

 

[Prana]

hmmm, I never balance my checkbook.......

 

[DivaDiamond007]

I don''t balance my checkbook. I check my account online everyday just to make sure that everything is in order and that''s it.

 

[elrohwen]

The only time I''ve ever balanced a checkbook was when I was a kid and my mom thought I should learn how. Now everything is online, so I just go through our credit and debit statements and make sure everything looks good.

But yes, it would drive me insane if I balanced a checkbook and the balance was off at all. That''s why I don''t bother!

 

[MichelleCarmen]

Okay, I admit that my balance is always off. Once it was off by $900!!!

If it makes you feel any better, my degree is in accounting and I use to work at one. That said, I HATED the field (only went into it b/c my mom kind of nudged me that way) and I quit after 9 months. lol

Oh, and I quit balancing mine. I just check online and see what the approx. balance is. Since I only write about five checks a month, I know which uncleared checks to deduct from the balance and basically conclude that my balance is sort of what that new number would be.

 

[swingirl]

I never balance my checkbook. I look at my account on line and let them do the math.

 

[Lady_Disdain]

I don''t use checks anymore. I check my CC statement to make sure everything is fine. I also keep a balance on my account, so I can make emergency withdraws, use a debit card or check.

Much easier on my mind.

 

[So Excited]

Date: 1/8/2010 1:17:01 PM
Author: DivaDiamond007
I don''t balance my checkbook. I check my account online everyday just to make sure that everything is in order and that''s it.

Ditto - I only check it every 3-4 days though... sometimes a week

 

[VRBeauty]

How nice to find that I''m not the only one who NEVER bothers to balance my checkbook!

But... you did remind me to go check my balances online!

 

[Bella_mezzo]

Ditto DivaDiamond007, But we''re going to have to start b/c DH and I are merging our accounts and he''s not so good as remembering to tell me when he makes ATM withdrawals...

 

[NewEnglandLady]

When I was using my debit card for most purchases, I literally had to balance my checkbook about every other day. I am nuts about balancing mine...if I''m off by even pennies it drives me batty.

Now that I pay cash for everything I don''t have to mess with it as much. I just make one withdraw every week or two and that''s it. I got so sick of having to balance the stupid thing constantly that I had to find a way around it. Today was the first time I had to balance mine since before Christmas and the only thing in my ledger was two withdrawls. It''s so much nicer.

 

[soocool]

I use Quicken to reconcile all my bank, crdit card and investment accounts. Many sites allow me to download to Quicken so it makes it that much easier.

 

[Hudson_Hawk]

Date: 1/8/2010 1:17:01 PM
Author: DivaDiamond007
I don''t balance my checkbook. I check my account online everyday just to make sure that everything is in order and that''s it.

I do this.

 

[yssie]

Definitely not just you!



I save receipts and if we can''t account for every dollar I''ll start going through them to find out what went wrong.. it''s a real waste of time when it''s $20, but I feel better afterward

 

[that_someone_special]

I once wrote a bad check when I was younger (but had the payment protection from my bank, so it was covered and I had to only pay a $34 fee on being $3 short in my checking account). I was SO UPSET that I, "was so dumb to do that". I don''t think it has happened since! (I also check my account a few times a week and hardly write checks anymore.. but still it''s the principle.)