I agree Laila, there are times (not many!) when I look at my hand and think this dainty little thing cost thousands. But mostly I just enjoy it and don't think about what I paid for it, or what it's worth. Then again I like the enduring quality of jewelery. I inherited some pieces from my mother. I used the stones and changed some of it to my taste and I hope to pass on to my daughters my jewelery. What they do with it is their business, they already take an interest in it so I think it will mean something to them.I do think it's a lot of money to have sitting on a finger (literally!).