I have spent a lot of time to research/learn all I can on what makes a lump of coal so beautiful, skipping over the appraisal parts until now. Oh Boy, is there much information to digest.
Please keep in mind, I have never had anything appraised before and now looking for whom I should go to for this service.
I have read that the "HCA" for appraisers is to make sure that they are truly independent appraisers, they dont sell their own jewelry.
What I need to find is the "Ideal Scope" for appraisers. What to look for? (Credentials?, It seemed most have a list of credentials and associations. Equipment?, Many also have a list.) How do I know which one to pick?
I just had to start this thread after doing some research and found an example page of an appraisal report. The page number on the bottom of the page was 7 of 11. 11 freakin pages!! And this was supposedly on one ring.
Than there were some sample reports that were only 1 single page that just reflected what was on the Lab certifcation with an inflated value and a scribbled signature. Looked like a document my little brother could of done.
Now, a single page appraisal (Lab cert. reflection) may do for those that purchased from a mall without any research. But after spending months of research/learning, I would want an appraisal that would be more than just a lab cert reflection, if in the unfortunate event I would need to use my insurance. (I dont want the insurer to just give me any old stone that they deem "similar")
Could those that have received very in depth appraisals (such as the 11 pager) let me know Who did your appraisal?, What was included/done?, Approx. cost of Appraisal?, Would you use this appraiser again? If you could post your appraisal, that would be even better.
One more thing that I am pondering, Does it really matter to the Insurance company if you have a 11 page appraisal or a 1 page? Would they just treat it the same? Your replacement would be the one they choose unless you have an agreed payment/value type policy.
Please keep in mind, I have never had anything appraised before and now looking for whom I should go to for this service.
I have read that the "HCA" for appraisers is to make sure that they are truly independent appraisers, they dont sell their own jewelry.
What I need to find is the "Ideal Scope" for appraisers. What to look for? (Credentials?, It seemed most have a list of credentials and associations. Equipment?, Many also have a list.) How do I know which one to pick?
I just had to start this thread after doing some research and found an example page of an appraisal report. The page number on the bottom of the page was 7 of 11. 11 freakin pages!! And this was supposedly on one ring.
Than there were some sample reports that were only 1 single page that just reflected what was on the Lab certifcation with an inflated value and a scribbled signature. Looked like a document my little brother could of done.
Now, a single page appraisal (Lab cert. reflection) may do for those that purchased from a mall without any research. But after spending months of research/learning, I would want an appraisal that would be more than just a lab cert reflection, if in the unfortunate event I would need to use my insurance. (I dont want the insurer to just give me any old stone that they deem "similar")
Could those that have received very in depth appraisals (such as the 11 pager) let me know Who did your appraisal?, What was included/done?, Approx. cost of Appraisal?, Would you use this appraiser again? If you could post your appraisal, that would be even better.
One more thing that I am pondering, Does it really matter to the Insurance company if you have a 11 page appraisal or a 1 page? Would they just treat it the same? Your replacement would be the one they choose unless you have an agreed payment/value type policy.