I am planning to order GIA certified diamond from an online vendor and have it set by a local jeweler whose setting I like. I want to have it appraised for insurance purposes and to make sure it is the same stone I ordered. I have not been through this process before so can someone please guide me how the process works?
Does the appraiser ideally need to appraise the stone before it is mounted in the setting? So should I have the appraiser look at the stone once I receive it from online vendor and before I give to local jeweler? Should I have it appraised again after it is mounted in setting to make sure no human error and setting was done properly and there is no damage from setting? Any other steps/suggestions?
Just curious, what do people do about independent appraisal when the stone and setting are both ordered from the same online vendor. Do they get the stone appraised after it arrives already mounted in the setting? Is this acceptable to the insurance companies?
Does the appraiser ideally need to appraise the stone before it is mounted in the setting? So should I have the appraiser look at the stone once I receive it from online vendor and before I give to local jeweler? Should I have it appraised again after it is mounted in setting to make sure no human error and setting was done properly and there is no damage from setting? Any other steps/suggestions?
Just curious, what do people do about independent appraisal when the stone and setting are both ordered from the same online vendor. Do they get the stone appraised after it arrives already mounted in the setting? Is this acceptable to the insurance companies?