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Annual Jewelry Budget?

mommylawyer

mommylawyer

Brilliant_Rock
Joined
Jan 27, 2020
Messages
502
I'm curious if PSers have an annual jewelry budget. I used to spend about 3% of net income. My collection has really grown over the years, and I've revised my budget down to 2% of net income, because I already have so many beautiful pieces.
 
No, I generally stick to money earned from selling pieces I'm no longer wearing and using that money. Instead of just adding more I consider what I'm doing "curating" :)
 
I actually have limited things I want, so I’m just buying as there is extra money. I have assured my husband that I do not want all the jewelry in the world lol.

Though I have a hankering for rubies lately....
 
Asscherhalo_lover said:
No, I generally stick to money earned from selling pieces I'm no longer wearing and using that money. Instead of just adding more I consider what I'm doing "curating" :)
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I do the same!
 
I don't budget. I just spend whatever is not set aside for higher priority stuff.
 
I don't have a jewelry budget either, it just depends on if there's something I like and whether I want to justify buying it! If I had to put a number on it (combined DH gifts and my own purchases), I would say $5K/year?
 
No budget although I like to purge and sell to buy new pieces if said pieces are over 500 dollars. Lately though, it’s getting harder and harder to purge bc I really like my collection.
 
No budget, I used special occasions to buy more expensive pieces. Now I’m sticking to lower end pieces.
 
No budget. If there is something I love I figure out if it is worth the cost to me/us. I never spend more than we can (easily) afford and that has served us well during challenging times.
 
I try not to spend more than 500 GBP per month, however, that's very trying at times!

DK :lol-2:
 
I don't plan, or do budgets. :snore:

If I like it, and have the $$$, I buy it.
 
We have a rule for how money gets divided up:

We pay our living expenses, put a chunk of money into our joint “fun money” account, put a chunk into our investments, and then we each get a separate fun money allowance to buy whatever we like. We have a budget for presents, and if one person wants something more expensive than the budget allows, they chip in the difference from the personal fun money account.

I have a personal rule of not buying more than 1-2 pieces in a year, even if they’re well under budget, in order to keep myself from buying too much.
 
nala said:
No budget although I like to purge and sell to buy new pieces if said pieces are over 500 dollars. Lately though, it’s getting harder and harder to purge bc I really like my collection.
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I may need to see some family photos of your collection some time! You find some really cool preloved stuff, I love your taste :)
 
No. I go through phases where I buy and do not. This spring has been more active for the amount.

I purchased my 3.09 old mine ring, a suite of spinel and cadi diamonds, and a pair of little h pearl earrings at a very steep discount at Twist since February.

I am probably done for a bit, other than finishing projects already underway, some of which have been underway or started a year ago.
 
whitewave said:
I actually have limited things I want, so I’m just buying as there is extra money. I have assured my husband that I do not want all the jewelry in the world lol.

Though I have a hankering for rubies lately....
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I've also been tempted by rubies this year. But I haven't found anything quite right yet. I've still got some room in my budget, so I'm on the hunt for the right piece.
 
mommylawyer said:
I've also been tempted by rubies this year. But I haven't found anything quite right yet. I've still got some room in my budget, so I'm on the hunt for the right piece.
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I believe it was gemfix and AJs who had lots of nice rubies. Of course, good ones are more expensive than diamonds.
 
Don’t have a budget, I don’t actually neeeeeed, anything but I’m getting a bracelet for my bracelet.
 
whitewave said:
I believe it was gemfix and AJs who had lots of nice rubies. Of course, good ones are more expensive than diamonds.
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Thanks for the tip! Sorry to ask a stupid question, but how do I find gemfix and AJs? I don't see them under Featured Sponsors.
 
Austina said:
Don’t have a budget, I don’t actually neeeeeed, anything but I’m getting a bracelet for my bracelet.
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:lol: I love this - I like to have pairs of rings - one for each hand that can "go together" they are friends or sisters - similar but not the same
 
$5000 a year not counting gifts for occasions. I've just gotten a dedicated bling account and was so excited I bought a lot of smaller things instead of saving up for a larger piece. Whoopsie...now I have to save, but every ask for gift ideas will be met with "money in the bling account" from now until forever.
 
mommylawyer said:
Thanks for the tip! Sorry to ask a stupid question, but how do I find gemfix and AJs? I don't see them under Featured Sponsors.
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On the colored stones board, they have a vendor list.

Here, since I’ve been looking, I had links handy. I haven’t bought from gemfix but I did get my sapphire studs from AJs

Natural Red Ruby, Burmese Unheated and Heated Rubies from Gemfix

Natural Red Ruby, Burmese and African Unheated and Heated Rubies from Gemfix, Burma Ruby
gemfix.com gemfix.com

Buy Natural Loose Burma Ruby Gemstones at AJS Gems

See our stock in rare natural Burma ruby and African ruby, certified by leading gemological laboratories.
www.ajsgem.com www.ajsgem.com
 
whitewave said:
On the colored stones board, they have a vendor list.

Here, since I’ve been looking, I had links handy. I haven’t bought from gemfix but I did get my sapphire studs from AJs

Natural Red Ruby, Burmese Unheated and Heated Rubies from Gemfix

Natural Red Ruby, Burmese and African Unheated and Heated Rubies from Gemfix, Burma Ruby
gemfix.com gemfix.com

Buy Natural Loose Burma Ruby Gemstones at AJS Gems

See our stock in rare natural Burma ruby and African ruby, certified by leading gemological laboratories.
www.ajsgem.com www.ajsgem.com
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Thank you!!
 
Thanks, whitewave. I think I'm developing a Pricescope addiction. Does that happen to everyone when they first join? Does it wear off??
 
oodlesofpoodles said:
$5000 a year not counting gifts for occasions. I've just gotten a dedicated bling account and was so excited I bought a lot of smaller things instead of saving up for a larger piece. Whoopsie...now I have to save, but every ask for gift ideas will be met with "money in the bling account" from now until forever.
Click to expand...

Curious if people rather buy a few smaller things vs. saving up for a larger piece?
 
MRBXXXFVVS1 said:
Curious if people rather buy a few smaller things vs. saving up for a larger piece?
Click to expand...

I go through stages. Last year, I used my entire budget on a bespoke order from my Chicago jeweler: a diamond ring and diamond hoop earrings. This year, I'm buying smaller things, mainly because I need to fill some holes in my yellow gold collection.
 
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