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advice needed- ering insurance

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missismene

Shiny_Rock
Joined
Jan 9, 2009
Messages
155
where did you suggest getting your ring insured? i have heard a company mentioned over and over (and now i do not remember!)
i have also heard negative things about getting ring insured through home owners insurance.
any advice would be helpful.
thanks!
 

AmberGretchen

Ideal_Rock
Joined
Jan 6, 2005
Messages
7,770
Chubb or JM. We''ve used both and had good experiences - customer service was always great, very easy to use either company.

One thing is, Chubb dropped our coverage, and I felt like we hadn''t really made very big claims at all (they were for fairly normal things - a broken e-ring setting, etc...). I think just as a heads-up/FYI.

I will say though, having been through the claims process with them, that it is totally painless - they really make it a breeze.
 

Treasure43

Brilliant_Rock
Joined
Mar 11, 2009
Messages
655
Is it better to get a replacement or cash out policy? Which of the aforementioned offer them?
 

kcoursolle

Super_Ideal_Rock
Joined
Jan 21, 2006
Messages
10,589
I have jewelers mutual and I am very happy. I had to make a claim about a year ago and they were excellent to work with and let me pick whoever I wanted to work with to replace my setting.
 

MMT

Ideal_Rock
Joined
Jun 24, 2008
Messages
2,565
I have Jewelers Mutual and am happy with them. Their prices seem reasonable to me.
 
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